Two held for murder of Pune builder

first_imgPune: The police has arrested two people in connection with the murder of Pune builder Devendra Shah, on the night of January 13 in the city’s upmarket Prabhat Road area.The Deccan police nabbed Ravindra Sadashiv Chorge, a resident of the Sinhagad Road area, from a lodge in Jalgaon on Sunday. During interrogation, Chorge confessed to having committed the murder along with Rahul Chandrakant Shivtare, a resident of Pune’s Wadgaon-Budruk area, said Dr. Basavaraj Teli, deputy commissioner of police (zone 1).“Shivtare, a history-sheeter had been booked for murder in the past. The two accused dealt with real estate matters and were known to Shah,” said a senior police officer.Shah was gunned down outside his building at around 11 p.m on January 13.The assailants reached Shah’s home at Sayali Apartments on Prabhat Road’s Lane 7 and asked the laundryman who doubled as a security guard to call the builder whose flat is situated on the third floor. Following the call Shah and his son Atit came to the parking lot.After engaging Shah and his son in a brief conversation, the duo opened fire as father and son turned to head back home. The murder was caught on CCTV which helped police identify the suspects.last_img read more

Paul Desiderio ready to bring ‘Atin to’ fire to Blackwater

first_imgTeary Victoria Azarenka admits to struggling after loss in Australia Don’t miss out on the latest news and information. PNP ready to dismiss, file raps vs 13 Pampanga ‘ninja cops’ after DOJ review PLAY LIST 01:30PNP ready to dismiss, file raps vs 13 Pampanga ‘ninja cops’ after DOJ review01:53Senate panel ready to craft report on ‘dissolution of marriage’00:50Trending Articles02:42PH underwater hockey team aims to make waves in SEA Games01:44Philippines marks anniversary of massacre with calls for justice01:19Fire erupts in Barangay Tatalon in Quezon City01:07Trump talks impeachment while meeting NCAA athletes02:49World-class track facilities installed at NCC for SEA Games02:11Trump awards medals to Jon Voight, Alison Krauss The Batang Pier will be spearheaded by Stanley Pringle, who will carry some sort of a chip in his shoulder after finishing second to June Mar Fajardo of San Miguel Beer in the race for the MVP trophy.Fajardo won his fifth straight MVP during last Sunday’s Leo Awards that preeded the opening ceremonies of the 44th season of the league.Sports Related Videospowered by AdSparcRead Next For someone picked fourth in a draft that was supposedly lacking in depth, Paul Desiderio will have some of the spotlight trained on him.Most of it will be residue sheen from his stint with University of the Philippines in the UAAP, where he ended a career that took on folk hero proportions when he led the Maroons to their first Finals stint in decades.ADVERTISEMENT SEA Games: Biñan football stadium stands out in preparedness, completion Now if he can only earn the minutes to prove he can knock down big-time shots in the pros.“I spoke with coach Bong and he told me I will get my chance to prove myself,” Desiderio said in Filipino.He promises he hasn’t loss an ounce of the confidence and swagger that endeared him to a school that finally crawled out of collegiate basketball’s underbelly.“I’m going to be the same players,” said Desiderio. “What Blackwater is going through is the same as what UP went through when I was there. So I’m going to do my best to do with Blackwater what I helped achieve in UP.”Blackwater will unveil Desiderio at 4:30 p.m. on Wednesday at Smart Araneta Coliseum, where the Elite make their Philippine Cup debut against NorthPort.ADVERTISEMENT View comments Is Luis Manzano planning to propose to Jessy Mendiola? LOOK: Joyce Pring goes public with engagement to Juancho Triviñocenter_img SEA Games: Biñan football stadium stands out in preparedness, completion LOOK: Joyce Pring goes public with engagement to Juancho Triviño TS Kammuri to enter PAR possibly a day after SEA Games opening But he feels little pressure. What he embraces is the challenge.“At this point, all I really want to gain is the experience,” Desiderio told the Inquirer during the recent PBA media day.FEATURED STORIESSPORTSPrivate companies step in to help SEA Games hostingSPORTSUrgent reply from Philippine ‍football chiefSPORTSWin or don’t eat: the Philippines’ poverty-driven, world-beating pool starsHe knows he has to find his niche in Blackwater coach Bong Ramos’ system, a search that should be easier after the Elite dealt away Paul Zamar.Desiderio fits the Zamar profile. He is a gutsy playmaker who isn’t afraid to take shots. Even when he isn’t making them, he has enough self -faith to call game winners, an aspect of his personality that gave rise to the #AtinTo movement inside the Diliman campus. Private companies step in to help SEA Games hosting SEA Games hosting troubles anger Duterte MOST READ LATEST STORIESlast_img read more

What Does It Take To Dominate An Industry? “Be A Jack of All Trades”

first_imgStephanie Braun is the Director of auto product management at Esurance, where she is responsible for designing the company’s auto product lines and managing telematics programs. 3.9★ See more jobs at Esurance 3.9★ 23 hours ago 23h 3.9★ 3.9★ 3.9★ Senior Front End Software Engineer Esurance Rocklin, CA Sr Product Manager Esurance San Francisco, CA In a large and often convoluted industry like insurance, it can be difficult to find people with a comprehensive understanding of our business. After 11 years of auto industry tenure—10 of those years at Esurance—exercising my expertise in a variety of projects and products, I feel like I “get it.” My insight in the auto insurance field ranges from the basics all the way up to the ins and outs of advanced auto product design. Here, I’ll describe how I rose in the car insurance industry to become Esurance’s Director of Product Management, what it takes to be an auto product manager, tips for college students considering the field, and even what I do for fun in my (infrequent) free time.First Things First: A Little BackgroundI earned a Bachelor of Science in Economics from the University of Pennsylvania’s Wharton School of Business before attaining a Masters of Business Administration (MBA) from the Marshall School of Business at the University of Southern California. I worked at Fidelity Investments for a time and, during my MBA program, completed an internship at Countrywide Bank, all of which gave me huge insight into the financial services industry. When graduating from business school, I had to make the tough decision between financial services and insurance. When faced with a choice between two great industries, there’s a sense of accomplishment in that “aha moment” when you ultimately decide what you want. I chose the insurance industry, partly because of all the opportunities it afforded me right after graduation.Insurance is a compelling field because the product is so complicated. Plus, there’s stability in the field—it avoids a lot of the ups and downs that other markets face. I feel like my employment history is a lot more consistent than it would have been elsewhere.Thanks to my education and work experience, I believe that I know my stuff when it comes to business, finance, and insurance.Check Out The Hottest Insurance Job OpeningsWhat it Takes to be an Auto Product Manager in the Insurance FieldWhen it comes to being the director of product management in the car insurance segment, you’re essentially functioning as a quarterback for projects and strategy changes. The skills you need to have can vary based on the company and its vision, but you’ve got to have good analytics capabilities, be comfortable with financial analysis, and have well-developed people skills. You also need to have an articulate vision for new products, and how they’re going to work through company departments to make your vision a reality. In a way, you need to be a jack-of-all-trades. You need to know numbers, pricing and the company’s product, but you also need to be good with business and operations so you can give knowledgeable guidance on regulatory changes and market trends to your company.The Responsibilities of a Director of Product ManagementAt Esurance, I’m responsible for designing and implementing updates to our auto product including pricing innovations, product enhancements and usage-based insurance programs. For example, our innovative and convenient DriveSense™ mobile app provides drivers with helpful information they can use to improve their driving skills and rewards for safe driving.It’s part of my job to hit company targets for growth and profitability goals. I have to make important decisions about pricing, product offerings and products that support customers in particular ways.I’ve also taken on launching the Esurance renter’s insurance product, which is available in 21 states now. As Director of Product Management, my general role is to innovate and improve our auto product across the country.View Related ContentWorking in the Car Insurance IndustryI love the challenge of my job. I like helping people in their time of need, and providing products that are designed to take care of people after they’re involved in a car accident. I like helping people get back on their feet after a loss.Of course, the job comes with difficult challenges, like the fact that it’s hard to get your foot in the door in an industry and role like this. Insurers are usually looking for people with an insurance background, but I’ve proven myself through my education and hard work.If you’re a college student looking to break into the field, I recommend taking strong coursework in math and finance. Take classes on public speaking and making effective presentations with senior management—which can sometimes make or break you. Executives and other senior management need to understand your vision during your presentation—otherwise, it could all be for naught.Balancing Work and FunYes, I have a little fun in my free time, too. I have two sons, and spending time with them is the most important thing to me. We like to golf, hike and ski. I am also a yoga enthusiast and practice as often as I can. I enjoy volunteering for the University of Pennsylvania, where I conduct alumni interviews for Sacramento-area candidates who apply to the undergraduate program. Last but certainly not least, I volunteer at my son’s school, primarily to assist with math lessons in my youngest child’s kindergarten class. I find it rewarding to know I’ve helped potential future business leaders develop an appreciation for math and learning. Available Jobs at Esurance Manager Actuarial Pricing Esurance San Francisco, CA Marketing Analyst Esurance San Francisco, CA Customer Care Advocate Esurance Mesa, AZ 3.9★ Medical Specialist II – Personal Injury (PIP) Adjuster Esurance Michigan 23 hours ago 23hcenter_img 3.9★ 23 hours ago 23h 23 hours ago 23h 23 hours ago 23h 23 hours ago 23h 23 hours ago 23h 3.9★ 23 hours ago 23h 3.9★ 23 hours ago 23h Compliance Consultant Esurance Rocklin, CA Director, Information Security Esurance San Francisco, CA Sr. HR Generalist Esurance Mesa, AZ 3.9★ 23 hours ago 23h Regulatory Compliance Counsel Esurance Mesa, AZlast_img read more

5 Booming Trade Careers That Don’t Require Student Loans

first_img5. HVACR TechniciansHVACR technicians (heating, ventilation, air conditioning, and refrigeration technicians) help you stay cool in the summer and warm in the winter.To enter the field, you can look for an apprenticeship or attend a trade school for six months to two years.“After 15 years of installing and repairing furnaces and air conditioners, I am very happy [with] the experience and knowledge I’ve gained,” Dan Robbins wrote. “With hands-on experience and a bit of HVAC schooling, I went from a warehouse clerk to a small-time business owner making a modest living.”Median pay: $45,910Job growth (2014-24): 14 percentSee Open Jobs 3. Elevator MechanicsWow. Can you believe the median salary of this gig? As you might imagine, elevator mechanics install and repair elevators, escalators, moving walkways, and other types of lifts.Elevator mechanics learn their trade through a four-year apprenticeship – which might be why elevator mechanic Casey Planchon said you should “start young, while you’re healthy and strong.”“The job has its ups and downs,” Planchon said. “But the pay, benefits, and satisfaction of building and fixing elevators, escalators, and moving walkways are the best of all the trades. If you decide to pursue this path, push hard and be safe.”Median pay: $78,890 per yearJob growth (2014-24): 13 percentSee Open Jobs Want to earn a decent income when you grow up?If you believe the hype, you probably think you have to go to college — or live in your mom’s basement for the rest of your life.I’m here to tell you that’s wrong. There’s another avenue out of the basement: trade careers.Don’t believe me? Fast Company named skilled trades one of the five jobs that will be the hardest to fill in 2025, noting they “have large numbers of workers retiring but fewer young people choosing these careers, which are also difficult to offshore or fully automate.”And the best part? Trade careers don’t require four-year degrees (and all the student loans that come with them).The next time someone tells you college is the only answer, reply with this stat: According to Explore the Trades, only 35 percent of future jobs will require a four-year degree or higher.And then show them this list of booming trade careers, which is based on data from the Bureau of Labor Statistics (BLS). Note that average job growth across industries is five to eight percent, so a growth rate of 14 percent or more is considered “much faster than average.”1. Wind Turbine TechniciansAccording to the BLS, wind turbine technician is the fastest-growing occupation in the U.S. Plus, working on wind turbines means you’re contributing to an important source of green energy.To enter this exploding career, you must attend a two-year technical school and complete at least one year of on-the-job training or an apprenticeship. And you can’t be afraid of heights or confined spaces.“My job is physically strenuous, so it pays more than a lot of jobs in the area,” Reed McManus wrote. “It brings a lot of joy to me at the end of the day when a turbine has been down for some reason and we’re able to fix it, finally see it fire up again, and produce energy.”Median pay: $52,260Job growth (2014-24): 108 percentSee Open Jobs 2. ElectriciansYou’ve undoubtedly heard of electricians and what they do. But did you know it was such a lucrative career? Or that it was growing so quickly? Probably not.To learn this trade, most electricians complete a four- or five-year paid apprenticeship, which consists of 144 hours of technical training and 2,000 hours of paid on-the-job training per year.“Four years does sound like a lot of time, but don’t forget that you are ‘earning while learning,’” electrician Jerry Higgins wrote. “[It’s] completely worth it, however, and one of the reasons is that most everyone agrees that a journeyman electrician holds the BEST job of all the construction trades.”Median pay: $57,720Job growth (2014-24): 14 percentSee Open Jobscenter_img 4. Industrial Maintenance MechanicAlso called maintenance machinists, industrial maintenance mechanics diagnose and repair issues with (you guessed it) industrial machines.Unlike many jobs on this list, you don’t need to obtain an apprenticeship first. Instead, you’ll receive on-the-job training, which can last a year or more.Wondering if it’s the right path for you? OwlGuru offers a quick career quiz specifically for people who are considering the industrial machinery industry.Median pay: $49,100Job growth (2014-24): 16 percentSee Open Jobs The important thing to remember? A four-year college is not the only path to financial security.Although it can be wonderful, it can also be an expensive mistake — especially if you’re not sure which career you’d like to pursue.So before you go into debt for a degree you might not use, explore all your options, including gap years, volunteering, and, of course, trade careers like the ones above.This article was originally published on Student Loan Hero. It is reprinted with permission.last_img read more

Ask A Resume Writer: How Web-Friendly Should My Resume Be?

first_img 23 hours ago 23h 23 hours ago 23h 20 Companies Hiring At Every Level 2.6★ 4.0★ 4.2★ 2.8★ Outside Sales Representative BJ’s Wholesale Club Alexandria, VA 4.2★ 23 hours ago 23h Part-Time Radiology Tech Sr Spec – with Top Secret – TS/SCI clearance with polygraph QTC Management McLean, VA 23 hours ago 23h Anish Majumdar is an internationally recognized Career Coach, Executive Resume Writer, and LinkedIn Expert. His posts and videos reach a combined audience of 30M professionals every month. Take part in Anish’s free webinar training on Generating New Career Opportunities ON DEMAND in the Age of LinkedIn: 23 hours ago 23h Residential Plumber $3000 Sign-on bonus! Horizon Services Mount Rainier, MD 23 hours ago 23h Diesel Technician in Arlington, Virginia | Careers at Amerit Fleet Solutions Amerit Fleet Solutions Arlington, VA 2.8★center_img Charity Field Engagement Representative DialogueDirect Washington, DC 4.2★ 23 hours ago 23h Hair Stylist – Licensed – WASHINGTON, DC-3307 14th Street NW, 20010 Sport Clips Washington, DC 3.0★ 23 hours ago 23h 23 hours ago 23h 23 hours ago 23h Credentialed Bilingual Tax Advisor – CPA – Remote Intuit Washington, DC 4.0★ 3.4★ Operations Manager – Environmental Services Thompson Hospitality Washington, DC Physical Therapist – Early Intervention Tender Touch Rehab Services Washington, DC Browse Open Jobs “I keep hearing that my resume needs to be web friendly- what does that mean, exactly?”Great question!Once upon a time, getting the “edge” when it came to your resume meant investing in thick printing paper and using classy-but-conservative fonts and graphics. Forget all of that. The game has changed.And priority #1 is “What’s your message?” Followed closely by “How effectively can you communicate it?”“Being web friendly” is just another way to say being effective in communicating what you’re about in today’s age: smartphone-centric, attention-deprived. And that’s the “edge” we’re looking for. Here are some easy ways to get there:1. Get Keywords RightOnce upon a time, Applicant Tracking Systems (the virtual gatekeepers standing between you and an employer when you apply for a job) used a kind of technology called semantic search. Using this tech, a jobseeker may have been able to “stuff” his resume full of a certain keyword, and have that register as a positive and get his resume through to the next stage. No more. Nowadays, they use contextualization technology….which IMO is a much better option for employer and jobseeker alike. This tech is smarter, and actively evaluates your document not only for particular words, but the context in which they’re used. So no more acting like a robot to fool the robots. Instead, it’s telling your story in a way that repeatedly hits upon the themes (keywords) you want to make clear using multiple avenues. Here’s a structure that will help you:Identify the 3-5 keyword skills you want to use as the theme of your resume. Create a few powerful opening bullet points at the start of the resume which talks about the results you can deliver through using your keyword skills. Highlight successes within the “Professional Experience” section which showcase these keyword skills. Include any advanced training you’ve received that relates to the keyword skills.How To Beat The Competition In Your Next Job Search2. Think Minimal When It Comes to DesignThere’s a reason that brands like Apple go for a minimal design aesthetic: it reads better on the screen, and highlights the content, which is what you want. Stick with easy-to-read fonts like Arial, Georgia, and Corbel. Don’t insert graphical elements like 3D boxes- ATS systems have trouble reading them. When in doubt, stick with black words against a white background. 3. Use a Well-Accepted StructureGoing creative with the structure of a resume can really backfire. Some of the people you need to impress will make a snap decision within the first few seconds- trying to figure out where the dates of your last job are, or where exactly you’ve tucked away your contact information is a shortcut to getting passed over. Here’s a structure that works:Name and Contact InfoBoldfaced Title (ex. Senior Director of Marketing and Branding, or Leader in Biotech/Pharma Drug Development) Opening Bullet PointsKeyword SectionProfessional Experience Education and other Closing SectionsAsk a Resume Writer: How Do I Include Soft Skills on My Resume?4. Use the Right FormatPDF is your best bet when sending the resume most of the time. It’s secure and it looks great across print and digital. The big exception here is if you’re applying to a job online, and you need to copy and paste your information (a delightful task, I know). In this situation, you’ll want to create an ASCII Plain Text version. This is a format which has been “stripped” of all extraneous symbols that can trip up software. Copy-and-paste your resume content within a notepad application (your probably have one on your computer), manually remove any bullet points, and “Save As” an ASCII file. 5. Remember That It’s Still All About the Human Connection. Don’t write to a piece of software or try to fool people through mimicking a job posting. Communicate your core, that powerful, unchanging person who can contribute in an amazing way. Genuine passion is unmistakable, always impressive, and forgives many errors. Travel Nurse (RN) Med/Surg (Medical-Surgical) Emerald Health Services Washington, DClast_img read more

How to Evaluate a Job Offer

first_img How to do your research How to ask the right questions You’ve done your research and determined your priorities. It’s time to step into the negotiation process. It’s possible that you’ll conduct the negotiation in person or over the phone, or that you’ll simply write out negotiation points via an email. So how to negotiate? Here are four easy steps to negotiate your final offer based on Glassdoor’s How to Get a Job toolkit. Do your research. Back up whatever you’re asking for – usually it’s a higher salary, but it could also be a better benefits package – with solid facts and statistics. Glassdoor’s Know Your Worth tool can also help you ground your salary ask in an appropriate range.Know what’s on the table. Keep in mind the entire benefits package in your negotiation (as well as enticing perks the company offers to everyone) and remember that you can negotiate benefits, too.Ask, don’t demand. Remember that the company does want you – they offered you the job, after all – so you have the cards stacked in your favor. Use language that shows you’re on the same team as the hiring manager to start off negotiations, like “can we talk about which benefits are negotiable?” and “what are the prospects for salary raises and promotions in this position?”Know your breaking point. Think back to the list of priorities you made. Be aware that it’s unlikely you get everything you ask for in a negotiation. At the same time, if the highest salary and benefits package that they can give you is still below your target, it might be time to walk away. During the job search process, you only have so much time to thoroughly research every company. Now that the real possibility of working somewhere is on the table, it’s time to take a thorough dive into assessing if it’s a good fit. This starts with asking yourself the big questions about whether the job is truly right for you. “I have seen clients take a job where the fit—in the context of their skills and talents with the job—was excellent. But in the end, these jobs didn’t work out because the company’s culture did not jive with their own moral compass,” Elizaga says. Questions you might consider include: Are the day-to-day responsibilities of the job waking up excited every morning to do? Does the company itself have a strong future, or has it been performing poorly in recent years? During my interview and visit to the company, did I feel like the company’s atmosphere and culture were conducive to my style? What will my opportunities for growth in this role be? Am I okay with the length of commute and expected working hours each week? You might also find that during the course of asking yourself these questions, you don’t have enough information to answer some of them. These are the questions that you should reach out to the company, or do your own independent research on, to clarify. Beyond these detailed questions, it’s important to just check in with yourself and feel what your gut is telling you about the job. “While data is important, you also want to trust your gut,” said Mikaela Kiner, an executive career coach and CEO of uniquelyHR, to Glassdoor.“During your interviews, were you hopeful things would work out? Or, would you have been relieved if they chose someone else? Don’t dismiss concerns, even if they were just fleeting thoughts,” she added. After submitting your resume, cover letter, and coming in for interviews, you’ve finally been offered a job. You’ll probably have a chat with the hiring manager or recruiter, have an offer letter sent to you, and be able to take a look at the contract. But this doesn’t mean the terms of the offer are final yet. It’s now up to you to carefully evaluate the information you’ve been given, decide if it’s right for you, and negotiate your way to an optimal offer. After your conversation with one person at the company, they might have you either convinced it’s a sparkling utopia, or that you should be running away from the company at top speed. Every person has their own unique experience in a workplace. That’s why it can be so helpful to gain a broader perspective by reading online reviews of employees’ experiences, like through Glassdoor’s company reviews.  Check the benefits How to determine your non-negotiables Now that you have a clearer picture of what’s important to you in the job hunt – and where you still need information – it’s time to do some digging. Here are some avenues of research that will help you get the information you need to make an informed decision: Scour the contract and offer letter If there are any points you can’t determine from your independent research, the company itself is the next place to start. Often, the company will be more than happy (and even encourage you) to arrange for you to speak with current employees. This call is an opportunity for you to get a sense of the company’s culture, and if what you saw in the job description actually matches reality. When the job description said 40-hour workweek, is that really true, or will you often be expected to stay late? How are meetings run at the company? Are there annual performance reviews? Does the company’s upper management regularly interact with employees? Ask the right questions, and you’ll receive a wealth of important information about culture and fit. Read online reviews While the salary might not be exactly your target, it’s important to evaluate it in the context of the benefits offered. “It may be that the salary is $5,000 lower than you had hoped for, but the full package being offered counterbalances it,” said Carisa Miklusak, CEO of tilr, an automated recruiting platform, to Glassdoor. “What does the total package contribute to your personal and financial needs? Sometimes, a job that at first glance looks like it’s paying less can actually provide more financial security than a job with a higher salary.” Also keep in mind the benefits and perks that aren’t written in the offer letter or contract, but are available to every employee. Take Uline for example, whose corporate headquarters has a salon, a 24-hour fitness center, walking trails, ponds, a mother’s room for women nursing – just to name a few of the benefits. Or consider Power Home Remodeling, which spends millions of dollars to bring its entire staff to Mexico each year. Check the company’s website and Glassdoor benefits – the extra perks might just make the job worth it. Calculate whether the salary matches what you should be paid for your level of experience and education. center_img As a starting point for your salary negotiations, it’s important to frame what your target is. A helpful tool for this is Glassdoor’s Know Your Worth™ tool, which calculates the salary you should reasonably expect in today’s active U.S. job market based on your experience and other personal details. For many companies, you can also find on Glassdoor the salary range of people in the same position at that company. Once you’ve gotten your final offer from the company, you make a final assessment of whether it meets your criteria and priorities. If it doesn’t, at least you’ll now have a clearer sense of what you’re really looking for in your job hunt. If it does, congratulations! You got the job and the salary that you wanted.   What is a job offer? Now that you’ve done your research (and your research hasn’t deterred you yet from taking the job!) you have a solid foundation to go into negotiations with. What’s left? Prioritizing what you can compromise on, and what’s a deal-breaker. For all the criteria you’ve identified as valuable to you during your questioning and research process – such as salary, commute length, ability to work from home, or opportunities for international travel – make a list of them in varying order of importance. Are there any you simply can’t do without? Are there some you’re willing to compromise on? If so, how much are you willing to compromise? This exercise will help you set the bottom line for your negotiations, and delve deeper into whether this position is really a good fit for your career goals. Even better, you can proactively start this list before you even start the job search. “I recommend my clients make a list of what they are looking for even before they begin searching for a job,” said Amy M. Gardner, Certified Professional Coach with Apochromatik, to Glassdoor. “If you’ve done that, go back to the list you created and evaluate the offer against the factors you initially listed.”  How to negotiate the final terms of the offer The first place you want to get information from is the contract and/or the offer letter. These can give you highly important details like whether there’s a minimum amount of time you must stay at the job, how far in advance you need to notify the company before quitting, and how many days of vacation and sick leave you’ll get each year. Speak to people at the company Learn More! Now that we’ve distilled the basic steps you need to take to assess any offer, and how to begin a negotiation with a potential employer, you should be set to go. If you’d like to learn more about how to negotiate like a pro, check out these additional resources:10 Things To Double Check On An Offer LetterHow to Assess a Job OfferHow to Negotiate Your SalaryHere’s How To Negotiate Flexible Work Hours4 Benefits You Can Negotiate (and How to Do It!)Should You Always Negotiate Your Salary?8 Questions to Ask Before Accepting a Job Offerlast_img read more

Zenit rival Watford for Liverpool midfielder Lazar Markovic

first_imgZenit St Petersburg are joining the battle for Liverpool midfielder Lazar Markovic.The Sun says Watford want Anfield outcast Markovic.Although Liverpool forked out £20m for the winger in 2014, the 23-year-old has been sent out on loan to Fenerbahce, Sporting Lisbon and Hull.And after his stint with the Tigers last season, former Hull boss Marco Silva wants a reunion with the Serbian at the Hornets.Russian giants Zenit Saint Petersburg are also interested in the attacker.last_img

Watford owner plans swap offer for Napoli attacker Allan

first_imgWatford are pushing Napoli to close a deal for Allan.The Brazilian is a top summer target for the Hornets, with their interest confirmed by Allan’s agent last week.Italian sources say Watford owner Gino Pozzo is personally driving the deal and is willing to discuss a swap with Napoli directors.Pozzo is prepared to include Silvan Widmer or Alex Meret from partners Udinese in their offer.The stumbling block, however, could be Allan, who sees a move to Watford as a “step down” from Napoli.last_img read more

Man Utd boss Mourinho having ‘regular chats’ with Morata

first_imgManchester United boss Jose Mourinho remains confident of signing Real Madrid striker Alvaro Morata.United are still in talks to purchase Morata from the European champions, says Italian sources.The 24-year-old got married in Venice over the weekend but has been keen on a move away from the Bernabeu after winning his second Champions League winner’s medal earlier this month.But Mourinho has been wooing Morata with regular phone calls according to Sky Italia’s Fabrizio Romano.He tweeted: “Man Utd are still in talks with Real Madrid for Morata. And trying to convince F. Perez to sell him. Agreement reached with Álvaro.”last_img read more

​Tigers benefit from new Hull City partnership

first_imgHull City have launched a new three-year partnership with the World Wide Fund for Nature (WWF) charity, reports, agreement will see the Championship club contribute towards the global conservation organisation’s campaign to help double the number of wild tigers by 2022. Various fundraising activations will be implemented by the Yorkshire-based team, including a designated WWF fixture, retail merchandise and a gala dinner.The Tigers will also rename the South Stand of their KCOM Stadium as the ‘WWF Family Zone’. Additionally, the charity’s logo will feature on the first team’s playing shorts, as well as on the front of all of Hull’s U23 and academy team shirts.In return, the WWF will help the club to identify environmental improvements that can be made around their stadium and offices in order to improve sustainability.Ehab Allam, vice chairman of Hull City, said: “This is a very exciting time for everyone at the club, we are delighted to be working together in what is the first partnership of its kind between a football club and WWF. Most importantly, the awareness and fundraising activity planned throughout the partnership will help tackle the serious issue of protecting and re-establishing the tiger population in the wild.””We’re thrilled to be working with the Tigers for tigers,” added Douglas Rouse, director of partnerships and philanthropy for the WWF. “It’s a complete tragedy that tiger numbers in the wild are so low; but with support from the club, WWF will be able to deliver impactful conservation projects to help restore these magnificent animals.”last_img read more

Bojan Krkic awarded fresh chance at Stoke

first_imgBojan Krkic is set for a fresh chance at Stoke City.Bojan will be given a chance to revive his Premier League career with Stoke next season after impressing on loan for German club Mainz.The Daily Mail says it had been anticipated that 26-year-old Bojan would depart Stoke for good after being sent out to play in the Bundesliga in January.But manager Mark Hughes has had a rethink after receiving positive reports of the Spaniard’s form and injuries to Stephen Ireland and Ibrahim Afellay that have left him short of creative No10s.With Bojan back in the fold, Stoke will concentrate on trying to offload Joselu, Giannelli Imbula and Philipp Wollscheid this summer.last_img read more

​AC Milan joins Marseille in the pursuit of Arsenal defender Koscielny

first_imgAC Milan wants to sign Arsenal defender Laurent Koscielny, according to The Mirror.The 31-year old has also been a target of Ligue 1 club, Marseille.Milan are hoping to continue their summer spending spree by signing the France international.Despite Koscielny reiterating his desire to stay at the Emirates, the Rossoneri, who are backed by Chinese investors, are keen to spend big this summer.The Serie A club have signed Porto’s Andre Silva, Atalanta’s Franck Kessie and Wolfsburg’s Roberto Rodriqiguez so far this summer.last_img read more

Emails I deleted this week and why

first_imgOne of my first-ever posts on this blog was about first lines. I urged people to go for the “arresting opening.”This week, I’ve gotten a series of openings from marketers who should be arrested.First, an email from the company that provides me a great service but feels they need to rename themselves and then tell me what it means:We are pleased to announce we have changed our name from [the name I know and like] to [a sci-fi sounding name I couldn’t remember, prompting long minutes to find this deleted email]. Our new name reinforces the distinct, but related strength of our worldwide organization. It projects our position as a global leader and our commitment to serving our clients seamlessly. Oh really?Then today I get this email marketing piece for a seminar, with the subject line, “marketing certification:”Hi Katya, I have to warn you, the [training we are trying to sell you] is not some academic exercise in marketing theory. It is an intensive, “hands-on” boot camp where you learn WHAT your marketing group should be doing and HOW you should be doing it. In just two days, you’ll get the actionable tools and techniques you need to start making dramatic improvements in your B2B marketing…I thought I had an irate person writing me before I figured out it was a sales pitch. The “I have to warn you” next to my name was a surprise, but not a good one. I feel their training might involve electric shocks if I were to fall short as a trainee…And then this post at the Accidental Marketer blog, which has a great name. The Accidental Marketer received something from an accidental marketer, as far as I can tell. I quote from the amusing post:I opened a piece of direct mail yesterday just because I respected the institution (which shall be nameless) that sent it. Unfortunately, the genius copywriter lost me as soon as he said hello with this deathless prose:“This is XYZ today. This is the XYZ of tomorrow. This is the XYZ I want you to know.”I instantly heard the pounding drums from “Thus Sprake Zarathustra” (aka theme to 2001: A Space Odyssey) but steeled myself for another line, until I got to:“The XYZ of the twenty-first century is active, responsive, builds community, transforms lives, impacts positive growth, strengthens families, and it provides real economic returns by empowering people across the City and State.”I’m sure it does. I’m also sure 50 other nonprofits in the city could stake the same claim. I wouldn’t even mind reading a statement like that in my obituary. But what have I learned from all this hype? Nothing.What does XYZ want from me? No clue.If you have to tell someone what your brand is, that’s not branding. Branding is what’s in the consumer’s/donor’s/audience’s mind, not yours.If the first line of your email is all about you, scrap it.If you have to tell someone how great you are, instead of showing it — or bully your way into a marketing pitch — you have a problem. The good news is it’s so easy to do better. If you do a halfway decent job having a respectful opening that takes into account your audience, you will stand out.last_img read more

Transparency as a Fundraising Tool

first_imgBy Jono SmithHi everyone; I am the other guest-blogger who will be keeping the lights on while Katya is on vacation this week.Every day here at Network for Good we see many great examples of nonprofits building trust with their audience through transparency. This example comes from across the pond from Save the Children UK. Save the Children UK does a fantastic job of building trust with prospective donors right on their fundraising page by being crystal clear about exactly where donations go, and how they impact the beneficiaries on an individual level.While Save the Children UK’s mission may be to find “lifelong answers to the problems children face,” donors are more likely to give when they know £3 will buy a didactic game used by disabled Bulgarian children for sensory and intellectual stimulation, and £50 buys 2 boxes of therapeutic feeding milk that contains all nutrients necessary in the treatment of severe malnutrition in an emergency situation such as Niger.last_img read more

10 Common Objections to Social Media Adoption and How You Can Respond

first_imgIt can be hard to convince leadership that working with social media doesn’t mean they’ve been paying you to catch up with friends on Facebook. You’ve probably heard some of the objections. But there are ways you can respond. Here’s a list of common objections, along with suggestions for countering them:1. I suffer from information overload already.Possible replies:Try just skimming messages in some fora. You may need to look closely at every email you get but you don’t have to look at every Facebook friend’s update.The right tools for you will feel helpful in time. Experiment for awhile with new tools and stick with the ones that deliver you the most high-quality information, whether those tools are high-quantity or not. (Thanks to Aaron Hockley and Ruby Sinreich for these thoughts.)Check out tools like AideRSS and FeedHub — just two examples of services aiming to improve the signal-to-noise ratio.Times change and so do information paradigms. Get used to it. The amount of information you had access to 3 years ago was infinitely more than people at any other point in history and we’re in the middle of another huge leap right now.2. So much of what’s discussed online is meaningless. These forms of communication are shallow and make us dumber. We have real work to do!Possible replies:Much of it is not meaningless, but if you feel overwhelmed with meaninglessness, try subscribing to a search for keywords in a particular service and using that as your starting point for engagement.Having a presence and starting a conversation is rarely a bad thing. Bring quality conversation to a space and you’ll find others ready to engage. (Thanks to Banana Lee Fishbones, obviously a fan of open, non-anonymous public communication for this articulation.)Personal information can be very useful in understanding the context of more explicitly useful information.If learning how the market feels about your organization, engaging with your customers and driving traffic to your web work — all very realistic goals for social media engagement — aren’t work, then I don’t know what is. Even in the short term, strategic engagement with online social media will have a clear work pay-off.3. I don’t have the time to contribute and moderate. It looks like it takes a lot of time and energy.Possible replies:If you aren’t going to eat that lunch of yours, I’d be happy to, thanks.With practice, familiarity, and technology fine-tuned with a little experience, you’ll find the time required will decrease.You might consider this time spent on marketing or communication with your existing customer base. Perhaps there’s something else in that department that isn’t working well and could be replaced with online work.4. Our customers don’t use this stuff. The learning curve limits its usefulness to geeks.Possible replies:You might be surprised to learn how many of your customers do use these new tools already. Even more will do so in the future.The best designed tools are designed like good games: you can get small rewards right away and then learn more advanced skills to win bigger rewards. Among online services that are intended for general audiences, only poorly designed ones are too geeky.Many of these tools provide value vastly disproportionate to the literal number of people they reach. These are like high-value focus groups where you’ll gather information and preparation to engage with the rest of the world.Try asking someone near you to give you an in-person demonstration of one of these tools. You’ll find it much easier to learn once you’ve seen the right paths taken to show what it can do.5. Communicators [bloggers, tweeters] are so fickle, it’s better to stay unengaged than risk random brand damage. We don’t want hostile comments left about us on any forum we’ve legitimized.Possible replies:If you need to, you can require that any comments left on your own site be approved before they appear. This slows down the conversation but if it makes conversation possible for you, then do it.There are far fewer people who will take the time to say hostile things, even on the internet, than you might imagine.Engage. You’ll be appreciated more for it. People are going to say what they are going to say. You can either let any criticism go unanswered or you can be the bigger person/brand for responding well.Conversations are going to happen online. It’s better to be engaged than to have it happening behind your back. (As articulated by Rick Turoczy.)It’s OK, no one believes that anyone is perfect anymore. Swing for the fences sometimes. You might strike out, but sometimes you’ll hit a home run.Even if you’re not responding publicly, you should watch closely so you know what people are saying. Maybe you don’t have a blog, but subscribe to a blogsearch feed or alert for your company’s name. Maybe none of your people are on Twitter, but you can subscribe to a feed for a search via Terraminds.6. Traditional media and audiences are still bigger. We’ll do new stuff when they do.Possible replies:They already are, from blogging to online video to social networks to mobile to microblogging. Big, established brands are already doing all of it. They may be experimenting, but they will bring all their market dominance into the most useful social media sectors as soon as it suits them. Will that be too late for you? It might be.Traditional media audiences are also more passive. Online audiences can engage with, rebroadcast, and otherwise amplify your communication efforts.7. Upper management won’t support it/dedicate resources for it.Possible replies:A lot of technology adoption has for some time had to happen despite this reality. People adopt new tools on their own at work, without permission. They discover powerful ways to solve their problems and then they share them horizontally.Compared to other expenses, meaningful engagement with new online technology does not have huge costs.8. These startups can’t offer meaningful security. They may not even be around in a year. I’ll wait until Google or our enterprise software vendor starts offering this kind of functionality.Possible replies:The skills you build and the connections you make will remain with you, though. This is a paradigm shift underway more than it is about any particular tool.Chose your tools carefully. Expect data export as an option so you can back up or switch services whenever you need to. This isn’t widespread yet but the best tools allow it.9. There are so many tools that are similar. I can’t tell where to invest my time so I don’t use any of it at all.Possible replies:A little experimentation goes a long way.Try asking people in your field who have some experience what tools they are using.Try searching for keywords related to your work in various sites. You’ll find out that way which sites are best suited for you.10. That stuff’s fine for sexy brands, but we sell [insert boring B2B brand] and are known for stability more than chasing the flavor-of-the-month. We’re doing just fine with the tools we’ve got, thanks.Possible replies:Some of these things — RSS and wikis, for example — aren’t passing social fads: they are emerging best practices and the state-of-the-art.ROI is very hard to measure, but try allocating a little energy over time to experiment and see what kind of results you get. From connections between people and projects, to search-friendly inbound links, to early access to important information, the benefits of engaging in new social media go on and on.ConclusionsThere are no conclusions. This is just a conversation. Please feel free to add your thoughts in comments and check out the comments to read what others suggest as talking points when faced with these objections.Source: ReadWriteWeb @ read more

MHTF Leads JAIDS Supplement on HIV, Reproductive, and Maternal Health Services

first_imgPosted on December 3, 2014November 2, 2016By: Katie Millar, Technical Writer, Women and Health Initiative, Harvard T.H. Chan School of Public HealthClick to share on Facebook (Opens in new window)Click to share on Twitter (Opens in new window)Click to share on LinkedIn (Opens in new window)Click to share on Reddit (Opens in new window)Click to email this to a friend (Opens in new window)Click to print (Opens in new window)The Maternal Health Task Force (MHTF) is pleased to announce the publication of a themed supplement to the Journal of Acquired Immune Deficiency Syndromes (JAIDS) focused on the critical intersections between HIV, reproductive, and maternal health services in sub-Saharan Africa. The creation of the supplement was led by Dr. Tamil Kendall of the MHTF and co-edited by four researchers at the Harvard School of Public Health.This supplement is critical as 90% of pregnancies among HIV-positive women globally occur in sub-Saharan Africa. While we often speak of the importance of well-integrated HIV, reproductive, and maternal health care for the prevention of mother to child transmission (PMTCT), less attention is given to the impact of timely access to antiretroviral therapy (ART) on the life of the pregnant woman: the risk of maternal mortality is 6-8 times higher for a woman with HIV than an HIV-negative woman.Recognizing the need and potential synergy of well-integrated HIV, reproductive, and maternal health care on a woman’s health, the MHTF, along with the United States Agency for International Development and the Centers for Disease Control and Prevention, convened global leaders in June 2013 for the technical meeting Maternal Health, HIV and AIDS: Examining Research through a Programmatic Lens, where participants identified specific gaps in research and practice. This supplement is an extension of and response to the topics addressed at the meeting as it 1) provides empirical evidence of the challenges to integrating HIV/AIDS, reproductive, and maternal health care; 2) describes how interventions and factors at the individual, health systems, and societal levels can affect women’s health outcomes; and 3) provides guidance for future research.“The articles in the supplement can be used as a road map for research and practice,” said Kendall. “They provide useful empirical evidence for policymakers and practitioners to be able to take those next steps toward integration—and to evaluate those next steps—so we can continue to learn from what’s happening on the ground.” (HSPH)While the supplement reflects the importance of integrated policy frameworks and approaches, in order to truly address the complex needs of women living with or at risk of becoming infected with HIV, quality comprehensive women’s health care must be provided. The supplement presents evidence and recommendations on three levels:Individual – clinical care and health outcomesHealth system – synergies and challenges at multiple levels of the health systemSocietal – stigma and the social climate that either empowers or prevents women’s access to both essential HIV and reproductive health servicesA summary of the evidence in the supplement shows that, at the individual level, when assessing levels of depression, prevalence is similar among HIV-positive women during both the non-pregnancy and postpartum periods, but women who had more time on ART, viral suppression, and better overall health had less severe depressive symptoms. This holistic assessment of mental health emphasizes the need for comprehensive health care for women, and not siloed efforts to address their health needs.The scale-up of Option B+ (initiation of lifelong ART treatment for pregnant women despite viral load) is an excellent example of both success and health systems challenges to comprehensive women’s health care. While Option B+ led to a dramatic increase in the proportion of pregnant and breastfeeding women on ART, it also has created significant demands on the health system and some women are adverse to lifelong treatment. Addressing the complex needs of the health system for comprehensive women’s health can help mitigate some of these challenges.Lastly, social constructs have a tremendous impact on an HIV-positive women’s health. For example, if a woman discloses her HIV status to anyone, it significantly increases her probability of delivering in a health facility and adhering to ART.While the supplement provides a generous overview of the current evidence, large knowledge gaps still exist. Importantly, a large gap still remains on causes of maternal morbidity and mortality among HIV-positive women and on successful models for integrating HIV, reproductive, and maternal health. Continued policy, research, and programmatic efforts are needed to create comprehensive women’s health care for better outcomes and a healthier population.This JAIDS supplement will be officially launched this Friday, December 5th at 12:30 P.M. EST at the Harvard School of Public Health. Join us as we live tweet the event @MHTF and using #HSPHSeminar.Read more on this publication from the Harvard School of Public Health News.Share this: ShareEmailPrint To learn more, read:last_img read more

Global Maternal Newborn Health: Current Progress and Future Directions

first_img ShareEmailPrint To learn more, read: Panelists included the following experts in global, maternal, and newborn health:Grace Chan Physician at Boston Children’s Hospital and Instructor in Pediatrics and Global Health, Harvard T.H. Chan School of Public HealthMargaret Kruk, Associate Professor of Global Health, Harvard T.H. Chan School of Public HealthAna Langer, Director, Women and Health Initiative and Professor of the Practice of Global Health, Harvard T.H. Chan School of Public HealthAlicia Yamin, Lecturer on Law and Global Health, Harvard T.H. Chan School of Public Health, and Policy Director, Francois-Xavier Bagnoud (FXB) Center for Health and Human RightsMary Nell Wegner (Moderator), Executive Director, Maternal Health Task ForceCouldn’t join us at the Leadership Studio? Watch the seminar video at this link or above.Join the conversation on global maternal newborn health using #GlobalMNH.Share this: Posted on February 10, 2016September 6, 2016Click to share on Facebook (Opens in new window)Click to share on Twitter (Opens in new window)Click to share on LinkedIn (Opens in new window)Click to share on Reddit (Opens in new window)Click to email this to a friend (Opens in new window)Click to print (Opens in new window)Last Thursday, February 4, 2016, global and maternal health experts gathered in the Leadership Studio at the Harvard T.H. Chan School of Public Health to discuss the status and imperatives of maternal newborn health. The seminar, Global Maternal Newborn Health: Current Progress and Future Directions, provided an opportunity for panelists to discuss their current work in the field as well as their top insights from the 2015 Global Maternal Newborn Health Conference held in Mexico City last October. Dr. Ana Langer, Director of the Women and Health Initiative and Maternal Health Task Force at the Harvard Chan School, presented the Momentum for Maternal Newborn Health poster, a visual roadmap of the 10 critical actions for maternal newborn health needed in the post-2015 era.last_img read more

Saving for a house—as a freelancer

first_imgThat frequently-emailed article from last Sunday’s New York Times about saving up for a downpayment featured a couple of real-life freelancers: Janey Lee and Pablo Agüero. In fact, Janey is a member of Freelancers Union. She and her husband have a design firm, Hanee Designs, and saved up for their condo while running their own business and budgeting for an episodic income–familiar stresses for many freelancers.The article mentions that Janey and Pablo were able to accumulate their downpayment by cutting back on expenses (such as smoking, dining out, and new clothes), as you might expect. But Janey’s take on the whole endeavor has a particularly interesting twist for freelancers. She says, “We personally found it easier to save when the income was not steady. When a client sends a long awaited big check, it pretty much all goes into our savings account.” So, if you set a standard of frugality, that big paycheck can mean a big addition to your savings.As a freelancer, what financial priorities have you set for yourself–homeownership, retirement, kids’ college fund? And what strategies have you used to ensure that you’ll reach your goals? Share your experiences in the comments!last_img read more

7 ways to keep your inbox under control and save your sanity

first_imgThis is a post from a member of the Freelancers Union community. If you’re interested sharing your expertise, your story, or some advice you think will help a fellow freelancer out, feel free to send your blog post to us here.It’s not every day that you get the chance to explore that most personal of digital spaces — the email inbox. But I’ve had the privilege of interviewing freelance reporters, book authors, and even an editor-in-chief about their personal approaches to email, and the strategies they use to minimize distraction and maximize time for deep, concentrated work.The big takeaway is this: There’s no “right way” to manage your inbox. However, after collecting a treasure trove of writerly advice, here are my favorite tips:Be specific”Focus on making your subject lines as detailed and actionable as possible,” says Jenni Maier, former editor-in-chief of The Muse. “I try to give super clear subject lines in my own emails, using bracketed taglines like ‘Urgent’ or ‘For your information’ to make the email’s status crystal clear. When people email me with vague subject lines, I’ll change them. Otherwise, things get lost so easily and you can’t find things.”Don’t be a zero heroMargot Boyer-Dry, founder and author of the email newsletter Lorem Ipsum, says she knows people who swear by Inbox Zero — but that they tend to be quantitative thinkers. “I’m a creative person, therefore I get to have a messy inbox,” she says. “I don’t lose stuff; I’m a responsible responder, and I think it’s okay.”Journalist Ann Friedman isn’t an Inbox Zero believer, either. “If I hit Inbox Zero and stay there, that’s when I’ll know my career is over,” she says. Instead, she considers email “a constant flow to be managed, rather than something that can be zeroed out.”Ask yourself: Should this be an email at all?Though email has become indispensable, that doesn’t mean it’s the correct medium for every message. “The biggest email faux pas — that we’re probably all guilty of — is replacing what needs to be an in-person conversation or a phone call with an email,” says Megan Sharma, author of 100 Of Your Toughest Business Emails: Solved. “We forget that it’s not a good idea to send an email if we’re really angry, or if we don’t want a written record of what we’re about to say. That can get lots of us into trouble.”Avoid newsletter rabbit holesFreelance writer Susan Shain is a big fan of the app Pocket, which allows users to save articles to read later. “I subscribe to a lot of newsletters, but rather than reading the articles from my inbox and, 90 minutes later, ending up on a story about Justin Bieber’s latest tattoo, I control-click to add the stories to my Pocket,” she says. “Then I read them on a lazy Sunday morning or, more likely, on a plane.”Keep your phone email-freeWriter and designer John Zeratsky is wary of what he dubs “Infinity Pool Apps” — programs that provide an unending and replenishing source of compelling content. “I have a distraction-free phone,” which means “no Instagram, Twitter, Facebook, or email. I email from my computer instead of my phone.”Learn to ignore itFor tech writer JR Raphael, having his email inbox open throughout the day is a recipe for distraction. He says, “I get in the habit of flipping back and forth to glance at it every few minutes, for no apparent reason other than a tick-like habit. And that sort of constant interruption isn’t exactly great for my focus.”“What generally works best for me,” he adds,”is to open my inbox only when I need it — usually for a triage an hour or two into the morning, another sometime after lunch, one more somewhere in the late afternoon, and one final check-in before I call it a day and seek out a noodle-based supper.”Spice up your signatureEmail can often feel impersonal, according to Gretchen Rubin, author of The Happiness Project. To inject some joy into your inbox, she suggests tweaking your email signature. “I think adding a quotation in a signature line really tells you something about someone: what they value, who they admire and the kinds of thoughts they’re trying to put out into the world,” she says. “I always read them.”When she’s not interviewing people about their email habits, Jaclyn Schiff loves getting her feet wet at the intersection of media, partnerships, and content. Her writing on healthcare innovation, travel budget tips, digital nomads and more has appeared on NPR, HuffPost, AllAfrica, Thought Catalog, The Muse, Modern Healthcare and others.last_img read more

What is an 801(k)?

first_imgOne of the biggest tests for investors — and, for savvy investors, one of the biggest opportunities — is how they behave when the market gets rocky. There are essentially two things every investor can do when the market suffers a… Full Story,There are a number of reasons why it might be tempting to cash out your hard-earned 401k savings before retirement. From hefty car or home repairs to emergency medical expenses, sometimes unexpected circumstances cause us to seek out extra cash…. Full Story,2018 was a roller coaster for the stock market. If you’re an investor, you were probably impacted more than once – for better or worse. The Dow Jones Industrial Average (DJIA), Nasdaq Composite, and S&P 500 each hit new all-time… Full Story,You’re bound to make a few rookie errors when trying out anything for the first time, whether it’s making homemade greek yogurt, growing heirloom tomatoes, or learning to drive. After all, learning is a process, and trial and error is… Full Story,It’s easy to think of investments as existing in a vacuum. You contribute money, wait a certain amount of time and watch your portfolio grow. Where that money goes – and how it grows – are questions most people would… Full Story,Out of the main pillars of financial wellness—earn, save, spend, invest, and protect—investing can oftentimes feel like the scary, unknown thing lurking in the closet. Being frugal, creating a spending plan, and buying insurance seem to operate within the warm,… Full Story,Getting ahead financially is a game of inches. It’s about finding every trick, tip, and loophole you can find to maximize the growth potential of your money. There’s no topic where the phrase “work smarter, not harder” is more relevant…. Full Story,When you make a mistake in daily life, you usually have the opportunity to immediately make things right. If you spill soda on the floor, you can mop it up. If you burn the chicken you’re roasting for dinner, you… Full Story,One of the precious, oh-so-sweet things you give up when you go freelance is an employer-sponsored 401(k)—along with any matching contributions. But on the flipside, freelancers have quite a few options when it comes to saving for a retirement nest… Full Story,As the VP of Investments at a fintech company, it’s my job to pay close attention to the ever-changing trends and progress within the world of money. Working at Fundrise also means I’m directly involved with the development of the… Full Storylast_img read more