With the first Wisconsin basketball game in the books, the Badger Herald sports team reflected Thursday about the Badgers’ first performance, while looking ahead to this weekend’s football matchup with Purdue.
Substitute Bismarck Oppong’s lone goal made the difference as Medeama beat Ashgold to win its first Super Cup Title. Akosua Addai Amoo of Metro TV takes a look at the good the bad and ugly of the Super Clash encounter on SUNDAY at the Accra Sports Stadium.The rise and rise of Tom StrandTom Strand’s importance in the Ghana league seems to be on the rise after Sunday’s win against league leaders Ashgold in the Super Cup. The Mauves and Yellows won the FA Cup warding off big guns in Ghanaian football like Asante Kotoko. The Swede has added two cups to the club’s trophy cabinet. Medeama previously had just the 2013 FA Cup as the only trophy to brag about. But now that Medeama will feature in the CAF Confederations Cup in March, Africa should look out for the coach’s exploits. And the Tarkwa side will have a tough time keeping him in their dugout.Free entry but still no showThe GFA announced that gates will be free for the Super Cup, to the surprise of many. However, the free entry still could not attract a huge crowd to the Accra Sports Stadium to witness the two champions on the local front. The stands were empty with few fans attending. The scene gave the Sahara Desert a good run for its money.Some things will never changeIt will be a tall order for Ghana football to reach the heights that will see everyone applaud. Ashgold were displeased with officiating after losing narrowly to Medeama and decided to boycott the medal presentation. The rank and file of Ashgold showed huge angst by the outcome of events with some GFA officials even trying to cool tempers down but to no avail. The unsportsmansly behavior by the Miners put a dent on the match and raises the question if we can ever take Ghanaian football seriously. Is AshGold losing its magic wand?The Miners won last season’s premier league with 52 points and were clearly the dominant force in the league. The pre-season story has been quite different with Ashgold losing three pre season tournaments namely, the SWAG Cup, the GHALCA Top 6 and now the Super Cup. This should be a cause of worry for Bashir Hayford with the CAF champions league matches and Ghana league lurking around the corner.–
AD Quality Auto 360p 720p 1080p Top articles1/5READ MOREUCLA alum Kenny Clark signs four-year contract extension with PackersStephenson just had one turnover in a game in which he played 22 minutes – he’s only had five games completely without a turnover this year. Some of his mistakes have drawn animated responses from Walton; some have just drawn blank stares.Sign up for Home Turf and get exclusive stories every SoCal sports fan must read, sent daily. Subscribe here.But due to injuries (and Michael Beasley’s absence for personal reasons), the Lakers have needed to play Stephenson more minutes, perhaps what Walton had in mind when he said he was preparing to play “interesting” lineups before a recent game against Memphis. But Stephenson has repaid his faith so far.Stephenson was also one of the most composed players following the loss, saying he thought Harden made tough shots.With the Lakers headed to Charlotte still shorthanded, Stephenson was already looking forward to continuing his recent play. He believes the Lakers will quickly get back on track.“Just be aggressive, be in attack mode,” he said. “Play together, man, talk on defense. We’ve been doing a great job.” Lakers practice early hoping to answer all questions Trail Blazers, Grizzlies advance to NBA play-in game; Suns, Spurs see playoff dreams dashed HOUSTON — Even in a showdown between a pair of league MVPs, Lance Stephenson’s air guitar can make plenty of its own noise.The 28-year-old was back to making sweet music despite a 126-111 loss to the Rockets on Thursday night. He was one of only two Lakers bench players to score, pouring in 17 points for his first double-digit scoring night in nearly a month.Stephenson has been yo-yo-ing in and out of the rotation as much as any Laker, and on the last trip, Coach Luke Walton acknowledged it’s largely because of his turnovers – some of which stretch the imagination. But at least in Houston, Stephenson seemed to find an appropriate niche.“Being in attack mode,” he said. “Trying to make the easiest play possible, trying to get my teammates involved, just playing freely and trying to make no mistakes when I’m out there.” RONDO SEES HAND SPECIALIST, REMAINS IN L.A.The Lakers confirmed Thursday that Rajon Rondo (fractured right hand) saw a hand specialist in Los Angeles. The swelling that had to be drained on Sunday has gone down after the Lakers shut him off from activity earlier in the week, but he is scheduled to be evaluated again on Saturday before he can be potentially cleared for anything involving his hand. Rondo has been out of the lineup since Nov. 14, when he broke his hand in the fourth quarter of a game against Portland.Brandon Ingram (left ankle sprain) is still scheduled to be reevaluated on Saturday as well.Related Articles How athletes protesting the national anthem has evolved over 17 years Trail Blazers beat Grizzlies in play-in, earn first-round series with the Lakers Lakers, Clippers schedules set for first round of NBA playoffs Newsroom GuidelinesNews TipsContact UsReport an Error
The Frenchman was 14 seconds quicker than nearest rival Thomas on a hot day in his homeland and leads the Team INEOS rider by a minute and 26 seconds after stage 13.Deceuninck-Quick Step’s Alaphilippe, roared on by a partisan crowd, was quicker than Thomas after every split and had enough in the tank to storm up a final climb for another victory. Related News Tour de France 2019: Simon Yates takes break from brotherly support to win stage 12 1. Tim Wellens (Lotto Soudal) 542. Thomas De Gendt (Lotto Soudal) 373. Giulio Ciccone (Trek-Segafredo) 30WHAT NEXT?The climbers should be licking their lips at the prospect of a 73-mile mountainous stage from Tarbes to Tourmalet Bareges in the Pyrenees on Saturday, with a first high-altitude finish of this year’s race. Julian Alaphilippe fittingly marked the 100th anniversary of the yellow jersey Friday by increasing his Tour de France lead with a magnificent individual time-trial stage win in Pau.Defending champion Geraint Thomas was fancied to take over as leader of the general classification on Friday, but Alaphilippe made another statement by securing his second stage win of the race with a blistering ride over the 17-mile course. Julian Alaphilippe gave everything he had to win the stage and keep the Yellow Jersey! @alafpolak1 a tout donné pour remporter l’étape et consolider son Maillot Jaune ! #TDF2019 pic.twitter.com/nKpTK1UaXD— Tour de France™ (@LeTour) July 19, 2019″It’s incredible. I’m really happy,” Alaphilippe said. “Without being pretentious, I knew I could do a good performance on such a course, I told my cousin Franck this morning that I’d do something good but I didn’t think I could win the stage, especially with such a big gap against Geraint Thomas.”The first part suited me but I surprised myself in the second part of the race. I pushed my limits. With the help of the public, I gave everything until the line. I heard that even in my team car they all cried.”Steven Kruijswijk and Enric Mas moved above Thomas’ teammate Egan Bernal into third and fourth place respectively in the general classification standings, with 2:12 and 2:44 to make up on Alaphilippe.Wout van Aert had to abandon the race four days after winning stage 10, the Belgian taken to the hospital after crashing when he appeared to get his handlebars caught on advertising signage draped over barriers at a right turn.Team Jumbo-Visma revealed the 24-year-old suffered a flesh wound to his right leg, bringing a premature end to his race.Rohan Dennis had been well fancied to win the time trial, but the Team Bahrain Merida rider mysteriously pulled out during the 12th stage, offering no explanation but stating that he had made the right decision.Tour de France Stage 13 results1. Julian Alaphilippe (Deceuninck-Quick Step) 0:35.002. Geraint Thomas (INEOS) +0:143. Thomas De Gendt (Lotto Soudal) +0:364. Rigoberto Uran (EF Education First) +0:365. Richie Porte (Trek-Segafredo) +0:45Tour de France standingsGeneral Classification1. Julian Alaphilippe (Deceuninck-Quick Step) 53:01:092. Geraint Thomas (INEOS) +1:263. Steven Kruijswijk (Team Jumbo-Visma ) +2:12Points Classification1. Peter Sagan (Bora-Hansgrohe) 2772. Sonny Colbrelli (Bahrain-Merida) 1912. Elia Viviani (Deceuninck-Quick Step) 184King of the Mountains
So you have debt. As you probably know, you’re suffering in good company. According to the Federal Reserve, total household debt is at a staggering $13.86 trillion — and has been steadily climbing.While you might be one of millions mired in debt, how you go about paying off that debt is unique to you. In a perfect world, you’d ideally be able to metaphorically take a bazooka and obliterate your debt in one fell swoop.The reality? You’re most likely juggling a bunch of different financial commitments — paying rent, putting food on the table, saving for an emergency fund or a down payment on a home — making it harder to focus on crushing your debt.Realistically, you’d want to tackle your debt in a methodical fashion, focusing on one debt at a time. And while you might have heard of the debt avalanche and debt snowball method, you can also consider what’s known as the debt blizzard method. We’ll delve into exactly what a debt blizzard repayment method is, and how to know if it’s a solid tactic for you:Debt Avalanche Versus Debt Snowball Before we jump into the debt blizzard approach, let’s go over the two main debt repayment strategies: the debt avalanche and the debt snowball. The debt avalanche is when you focus on paying off your debt with the highest interest rates first. Once your debt with the highest APR is taken care of, you move on to the debt with the next highest APR.Let’s say you’ve been diligently putting $200 a month on that loan with the highest interest rate. Once that’s paid off, you can kick over that $200 to the debt with the next highest interest rate, and so forth. The major benefit of the debt avalanche is that you save money on interest fees.The debt snowball method is when you focus on paying off your debt with the smallest amount first. Once that’s nipped in the bud, you make serious headway on your debt with the next smallest amount. The best part of the debt snowball method? Knocking off a debt early can give you a bit of a psychological hit. After all, debt fatigue, which is when you grow exhausted from paying off debt for long periods of time, is real.No matter which repayment plan you decide on, be sure to make the minimum payments on all your cards. Making minimum payments will help you avoid dings to credit and late or missed payment fees.Debt Blizzard Approach: the BasicsCreated by Beverly Harzog, credit card expert and consumer finance analyst for U.S. News & World Report, the debt blizzard approach combines the snowball and avalanche methods. “To get an adrenaline boost, pay off the smallest debt you have first, which is the snowball method,” says Harzog. “Then switch to the avalanche method and pay the balance with the highest APR and work your way down to the balance with the lowest APR.”In turn, you get the best of both worlds: By paying off a small debt from the get-go, you reap the benefit of feeling a release and building momentum early on in the game. And by switching over to the debt avalanche, you’ll save the most money.How Do You Know It’s Right for You? If you’re on the fence about which payment method to go with, the debt blizzard is worth a shot. “Some will argue that you should always do the avalanche method to save the most money overall,” says Harzog. “But motivation is essential to getting out of debt.” That’s why the debt blizzard is one method worth considering.Sure, you might need initial inspiration to get you moving on paying off your debt. But you might not be entirely sold on the idea of paying more in interest fees so you can stay motivated during your debt repayment. Remember: If you try the debt blizzard and find yourself losing steam during the debt avalanche phase, you can always switch back to the snowball method.How to Get Started As with any debt repayment method, tally your debt. Figure out the balance, interest fees, and monthly minimum payments. If it’s installment debt (i.e., a car payment, student loans or personal debt), know how long you have to pay it off.You’ll also want to comb over the fine print: What are the fees for late or missed payments? Are there any fees that you could potentially get clobbered with? Are there pre-penalty fees? In other words, could you get dinged with a fee for making an early payment?Next, organize your debt based on different metrics. For instance, list them in order of smallest to largest amount, the lowest interest rate to the highest interest rate, and vice versa. From there, you can go about prioritizing your debts and implementing your repayment strategy.Visualize Your Payoff and Treat Yourself Along the Way The day you finally pay off your debt might seem hard to imagine, especially if you owe a large amount. To keep the end in sight, consider visualizing your debt payoff by drawing a repayment thermometer, Pacman-esque video game grid, or little checkboxes that each represent, say, $100 or $500 of your total debt.And whenever you reach a checkpoint, don’t forget to treat yourself to something small. Of course, you don’t have to go crazy and do something elaborate or expensive. But dinner at your favorite Mexican restaurant or a few scoops of ice cream to celebrate can help you stay motivated.You Do You “Getting out of debt is hard, and if you don’t feel hope along the way, you might not be persistent,” says Harzog. “At the end of the day, the best method to use is the one you will stick to.” Whether you try the avalanche, snowball, or blizzard method — or devise something different altogether — the important thing is that you stick to your payoff plan. Find a method that jives with you and you’ll have an easier time making headway on your debt.Share this:Click to share on Twitter (Opens in new window)Click to share on Facebook (Opens in new window) RelatedWTFinance: What is Interest?!July 9, 2018In “Financial Literacy”Suffering from Holiday Debt Hangover? This Might Be What You NeedJanuary 9, 2019In “Credit Info”What the Finance is a Debt Repayment PlanOctober 24, 2018In “Financial Literacy” Post navigation
Intelligence may be somewhat innate, but wisdom can most certainly be learned. Here’s how to wise up at any age.Wisdom vs. IntelligenceAlthough people value intelligence—understanding, reasoning, the ability to learn—they also respect wisdom, or the knowledge and experience that we accumulate over a lifetime. Cognitive scientists call the former “fluid intelligence,” which does reduce somewhat during adulthood, and the latter “crystallized intelligence,” which generally improves with age.In some ways, wisdom is like beauty: we value it, we desire it, we know it when we see it, but it is nearly impossible to pin down such an ethereal quality. But researchers have tried—and here’s what they’ve found.The Definition of WisdomIn the late 1980s, the Berlin Wisdom Project at the Max Planck Institute for Human Development defined wisdom as having:* Intellectual knowledge* Factual knowledge* Superior judgment* Excellent problem-solving skills* The ability to learn from experience* Humility* Emotional resilience, or the ability to rebound from a setback* Openness, or the maturity to be comfortable allowing the world to see you as you really are* A deep understanding of human nature, including empathy for people who are different or from other culturesDon’t have all these qualities? Almost everyone has the capacity to become wiser, especially if you strengthen these six habits that the wisest people all share in common.They work at being social.Studies show that people who stay connected to others demonstrate higher levels of wisdom than those who are more isolated. Make an effort to join a new club, reconnect with far-flung friends on Facebook, or invite an old friend or new co-worker for coffee. Next time you’re at a party or gathering, single out someone who’s standing alone and strike up a conversation. People generally love to talk about themselves; you, on the other hand, have a harder job: to listen closely.They practice being open-minded.Wisdom involves being able to understand all sides of an issue without letting emotions or personal feelings get in the way. Being open-minded means finding empathy and realizing that everyone has a life story that influences their actions. During the course of every day, make a note of the issues that bug you, and take a moment to see them from the other side.They’ve learned how to say, “I could be wrong.”A wise person understands that it is impossible to know everything and that life is capable of taking unexpected turns. Recognizing your errors can lead only to greater wisdom, and admitting that there are times when you could be mistaken will go a long way in solidifying your reputation as someone whose advice can be trusted. As the Roman philosopher Cicero said, “Any man is liable to err; only a fool persists in error.” They switch up what types of books they read.While current events are important, both fiction and nonfiction books can help you expand your worldview and allow you to explore new ideas and points of view. Mix up your bookshelf: Read histories, biographies and memoirs, funny reads, fictional books that expose you to new cultures and eras, and books that present a point of view or make a case about certain aspects of heath/science, politics, and other subjects.They tap into their self-knowledge.You’ve learned a lot just by being alive, but have you taken the time to review all that you’ve learned? Try this exercise: write down your three biggest failures and three greatest successes. For each, review the events that led up to it and what lessons you took away from the experience. Look for patterns. This is not a time for regret or pride; the goal is to look at each experience, good or bad, as more fuel to enrich your wisdom.They read the news.You cannot make balanced choices unless you understand world circumstances and the experiences of others. If you don’t already read a daily paper or news online, start by going through a single front-page article from a major respected news source, such as The New York Times, Wall Street Journal, or Washington Post, from start to finish, every day. Don’t just scan or skip around it; read every word. Eventually, try to get through the main articles of a full newspaper every day.Source