Mechanical Lloyd Company Limited (MLC.gh) 2015 Annual Report

first_imgMechanical Lloyd Company Limited (MLC.gh) listed on the Ghana Stock Exchange under the Engineering sector has released it’s 2015 annual report.For more information about Mechanical Lloyd Company Limited (MLC.gh) reports, abridged reports, interim earnings results and earnings presentations, visit the Mechanical Lloyd Company Limited (MLC.gh) company page on AfricanFinancials.Document: Mechanical Lloyd Company Limited (MLC.gh)  2015 annual report.Company ProfileMechanical Lloyd Company Limited markets and distributes motor vehicles and farm machinery in Ghana. The company has the exclusive agency for BMW (cars and motorbikes), Ford and Land Rover as well as Massey Ferguson agricultural machinery and Lucas products. Mechanical Lloyd company also sells motor spares and parts and has a services department for repair and maintenance of motor vehicles and farm machinery. The company was formerly known as Technical Lloyd and changed its name to Mechanical Lloyd Company Limited in 1970. The company’s head office is in Accra, Ghana. Mechanical Lloyd Company Limited is listed on the Ghana Stock Exchangelast_img read more

3 shares I might buy this week if the stock market keeps jumping on vaccine news

first_img See all posts by Andy Ross I would like to receive emails from you about product information and offers from The Fool and its business partners. Each of these emails will provide a link to unsubscribe from future emails. More information about how The Fool collects, stores, and handles personal data is available in its Privacy Statement. Image source: Getty Images. I’m sure you’ll agree that’s quite the statement from Motley Fool Co-Founder Tom Gardner.But since our US analyst team first recommended shares in this unique tech stock back in 2016, the value has soared.What’s more, we firmly believe there’s still plenty of upside in its future. In fact, even throughout the current coronavirus crisis, its performance has been beating Wall St expectations.And right now, we’re giving you a chance to discover exactly what has got our analysts all fired up about this niche industry phenomenon, in our FREE special report, A Top US Share From The Motley Fool. Andy Ross | Wednesday, 11th November, 2020 | More on: BARC IHG LGEN Simply click below to discover how you can take advantage of this. 3 shares I might buy this week if the stock market keeps jumping on vaccine news Renowned stock-picker Mark Rogers and his analyst team at The Motley Fool UK have named 6 shares that they believe UK investors should consider buying NOW.So if you’re looking for more stock ideas to try and best position your portfolio today, then it might be a good day for you. Because we’re offering a full 33% off your first year of membership to our flagship share-tipping service, backed by our ‘no quibbles’ 30-day subscription fee refund guarantee.center_img Our 6 ‘Best Buys Now’ Shares Andy Ross owns shares in Legal & General and HSBC Holdings. The Motley Fool UK has recommended Barclays and InterContinental Hotels Group. Views expressed on the companies mentioned in this article are those of the writer and therefore may differ from the official recommendations we make in our subscription services such as Share Advisor, Hidden Winners and Pro. Here at The Motley Fool we believe that considering a diverse range of insights makes us better investors. “This Stock Could Be Like Buying Amazon in 1997” Click here to claim your copy now — and we’ll tell you the name of this Top US Share… free of charge! Enter Your Email Address Industries and shares that had been hit hardest by Covid were the biggest stock market winners on Monday when markets globally leapt on news of the Pfizer vaccine update. I’m unsure if this is the start of the recovery, but if the stock market keeps rising, then I’m tempted to add to my shares in Legal & General (LSE: LGEN) and add new holdings in Barclays (LSE: BARC) and Intercontinental Hotels (LSE: IHG).The asset manager closely tied to the UK economy The former, as a share that’s closely linked to the health of the economy, has been hit by the pandemic and ensuing economic gloom. Like other financial stocks though, it’s excellent value, I feel, and this now gives the share price the chance to bounce back strongly. A P/E of seven indicates the shares are great value. 5G is here – and shares of this ‘sleeping giant’ could be a great way for you to potentially profit!According to one leading industry firm, the 5G boom could create a global industry worth US$12.3 TRILLION out of thin air…And if you click here we’ll show you something that could be key to unlocking 5G’s full potential…It was noticeable that growth shares either didn’t rise as strongly or even fell on Monday, despite the stock market gains. Legal & General is certainly more of an income and value share. As such, I think is ideal for long-term compounding and for adding to either a Stocks and Shares ISA or a SIPP.With a dividend yield over 7% and a share price that is 25% down so far this year. I think Legal & General shares could have an amazing few months ahead.The stock market hasn’t been kind to bank sharesLast month, I thought Barclays was a better buy than HSBC. If we’re entering a stock market upturn, I’m even more sure now that that’s the case. I think Barclays, with its US investment arm, could be a major beneficiary of M&A activity. This was already picking up to some extent.The banking sector has had a lot of negative investor sentiment given the fears around bad debts in a recessionary environment. If this fear is replaced with hope for the future, bank shares – and particularly Barclays – could surge, I think. For me, the shares on a P/E of around seven are too cheap to ignore. Especially if the market recovery takes hold.Perhaps also now with more economic confidence, the case for bank dividends resuming has got a bit stronger. When dividends come back I expect that’ll boost share prices across the sector. The hotelier with empty rooms It’s not at all hard to understand why Intercontinental Hotels’ share price took a beating from Covid-19. Especially so in the early stages of the pandemic. But I think it should bounce back very strongly.In the second quarter, RevPAR – a measure of how full hotels are and room prices – was down 75% on the previous year. By the third quarter, this had improved to be down a little over 50%. Progress was already being made and the group remained profitable.The group remained profitable because it’s mostly a franchisor. This means franchisees largely shoulder the burden of costs.Overall, I expect the hotel group to bounce back very strongly if international travel picks up. It also feels a safer bet if the stock market drops, as it’s a less capital-intensive businesses than airlines, for instance. So it’s less likely to see big losses than those businesses in the event of another stock market crash. last_img read more

The Anglican Covenant: the Latino perspective

first_imgThe Anglican Covenant: the Latino perspective Assistant/Associate Priest Scottsdale, AZ Associate Rector for Family Ministries Anchorage, AK Tags Submit a Press Release [Episcopal News Service – Indianapolis] One of the “thorny issues” on General Convention’s agenda is the Anglican Covenant, a document that supporters say offers a way to bind Anglicans globally across cultural and theological differences.For some, the sticking point is not so much in the spirit of the document, but in the proposed text, in particular its future interpretation.Bishop David Alvarez of Puerto Rico said: “I believe that in essence we all agree with the Anglican Covenant, but some of us have reservations regarding section IV. As it is, it leaves an open door for potential conflicts between the Anglican Church and some provinces.”By way of example, Alvarez made a reference to views of the church regarding human sexuality and said that some fear that the Anglican Covenant may be used as an instrument of control.“The problem is more in the form that in the concept,” said Alvarez. “I believe that in general the Anglican Covenant is positive but before moving forward we must sort out the ambiguities.”Bishop Orlando Guerrero of Venezuela holds a similar position. “The idea [of the covenant] has merits overall, but there is no need to rush.” He adds that it is necessary to resolve beforehand all potential contentious issues to do things right from the onset, and “if someone has reservations, the responsible thing is to openly say so. To do otherwise would be a disservice to the communion.”Presiding Bishop Katharine Jefferts Schori, in an interview in Spanish with the Webradio service of the Latino/Hispanic Ministry, said the covenant “is something very British, and many sectors within the communion see it as an attempt to re-create the empire. For some parts of the communion — for example, in New Zealand with its mostly indigenous church — many people don’t like the form of the Section IV of the Anglican Covenant.”The presiding bishop said she believes that nowadays many within the Episcopal Church and other churches within the communion “have more opportunities to establish relations and work in unity, which results in stronger bonds than those that may come out of the Anglican Covenant.”The Anglican Covenant first was proposed in the 2004 Windsor Report as a way that the communion and its 38 autonomous provinces might maintain unity despite differences, especially relating to biblical interpretation and human sexuality issues. The report came in the wake of the 2003 election of Gene Robinson, an openly gay priest, as bishop of New Hampshire, a development that caused some provinces to declare broken or impaired communion with the Episcopal Church. The covenant also was a response to some church leaders crossing borders into other provinces to minister to disaffected Anglicans.Following five years of discussion and several draft versions, the final text of the covenant was sent in December 2009 to the communion’s provinces for formal consideration.— Cesar Cardoza is a member of the Episcopal News Service team at General Convention. Anglican Covenant, Rector Collierville, TN Press Release Service Rector Albany, NY Rector Knoxville, TN New Berrigan Book With Episcopal Roots Cascade Books Canon for Family Ministry Jackson, MS Virtual Celebration of the Jerusalem Princess Basma Center Zoom Conversation June 19 @ 12 p.m. ET Associate Priest for Pastoral Care New York, NY Rector Shreveport, LA This Summer’s Anti-Racism Training Online Course (Diocese of New Jersey) June 18-July 16 Cathedral Dean Boise, ID Priest Associate or Director of Adult Ministries Greenville, SC Missioner for Disaster Resilience Sacramento, CA Rector/Priest in Charge (PT) Lisbon, ME Youth Minister Lorton, VA In-person Retreat: Thanksgiving Trinity Retreat Center (West Cornwall, CT) Nov. 24-28 Featured Jobs & Calls The Church Investment Group Commends the Taskforce on the Theology of Money on its report, The Theology of Money and Investing as Doing Theology Church Investment Group Anglican Communion, General Convention 2012 Bishop Diocesan Springfield, IL TryTank Experimental Lab and York St. John University of England Launch Survey to Study the Impact of Covid-19 on the Episcopal Church TryTank Experimental Lab Seminary of the Southwest announces appointment of two new full time faculty members Seminary of the Southwest The Church Pension Fund Invests $20 Million in Impact Investment Fund Designed to Preserve Workforce Housing Communities Nationwide Church Pension Group Episcopal Church releases new prayer book translations into Spanish and French, solicits feedback Episcopal Church Office of Public Affairs Rector Belleville, IL Curate (Associate & Priest-in-Charge) Traverse City, MI AddThis Sharing ButtonsShare to PrintFriendlyPrintFriendlyShare to FacebookFacebookShare to TwitterTwitterShare to EmailEmailShare to MoreAddThis Rector Pittsburgh, PA Rector Martinsville, VA Ya no son extranjeros: Un diálogo acerca de inmigración Una conversación de Zoom June 22 @ 7 p.m. ET An Evening with Presiding Bishop Curry and Iconographer Kelly Latimore Episcopal Migration Ministries via Zoom June 23 @ 6 p.m. ET Family Ministry Coordinator Baton Rouge, LA Submit an Event Listing Virtual Episcopal Latino Ministry Competency Course Online Course Aug. 9-13 Rector Smithfield, NC Rector (FT or PT) Indian River, MI Director of Administration & Finance Atlanta, GA Rector and Chaplain Eugene, OR Remember Holy Land Christians on Jerusalem Sunday, June 20 American Friends of the Episcopal Diocese of Jerusalem Rector Tampa, FL Director of Music Morristown, NJ An Evening with Aliya Cycon Playing the Oud Lancaster, PA (and streaming online) July 3 @ 7 p.m. ET Submit a Job Listing Episcopal Charities of the Diocese of New York Hires Reverend Kevin W. VanHook, II as Executive Director Episcopal Charities of the Diocese of New York General Convention, Rector Washington, DC Episcopal Migration Ministries’ Virtual Prayer Vigil for World Refugee Day Facebook Live Prayer Vigil June 20 @ 7 p.m. ET Priest-in-Charge Lebanon, OH Course Director Jerusalem, Israel Join the Episcopal Diocese of Texas in Celebrating the Pauli Murray Feast Online Worship Service June 27 Rector Hopkinsville, KY By Cesar CardozaPosted Jul 10, 2012 Inaugural Diocesan Feast Day Celebrating Juneteenth San Francisco, CA (and livestream) June 19 @ 2 p.m. PT Rector Bath, NC Associate Rector Columbus, GA Curate Diocese of Nebraska Assistant/Associate Rector Morristown, NJ Assistant/Associate Rector Washington, DC Featured Eventslast_img read more

Internat Montceau Les Mines / X’TO Architectes

first_img 2013 Area:  2213 m² Area:  2213 m² Year Completion year of this architecture project Internat Montceau Les Mines / X’TO Architectes ShareFacebookTwitterPinterestWhatsappMailOrhttps://www.archdaily.com/516151/internat-montceau-les-mines-x-to-architectes Clipboard ShareFacebookTwitterPinterestWhatsappMailOrhttps://www.archdaily.com/516151/internat-montceau-les-mines-x-to-architectes Clipboard 2013 France Projects “COPY” Photographs Save this picture!© Jérôme Beg+ 14 Share Housing Year:  photographs:  Jérôme BegPhotographs:  Jérôme BegSave this picture!© Jérôme BegRecommended ProductsWoodAccoyaAccoya® Cladding, Siding & FacadesWoodSculptformTimber Click-on BattensWoodBruagBalcony BalustradesSuspension SystemsMetawellAluminum Panels for Ceiling SailsText description provided by the architects. L’internat de la réussite (Nowadays French political communication term for a boarding school) is built on the grounds of the Henri Parriat High School in Montceau-les-Mines, France. The boarding school houses two different kinds of housing:- A house for pre-high school diploma students with 11 rooms of 4 beds, 1 room for disabled person and 2 rooms for supervisors.- A house for post high school diploma students with 65 individual rooms including 2 rooms for disabled persons.- Some common rooms, toilets and technical rooms.Save this picture!© Jérôme BegThe conception of the project was influenced by the program constraints: short timing for the construction, functionality of the building and respect of the urban rules. The fundamental part of the conception remains turned toward integration of the project in the site in 2D and 3D.Save this picture!© Jérôme BegThe physical separation of the two bodies (pre high school diploma house / post high school diploma house) has to be recognizable in the final outcome of the project. This idea is translated in a two-body building, one following the street on the south, and one at a right angle creating a background and a limit to the high school grounds.Save this picture!Floor PlanThe crossing point of the two parts of the building house the elevator and an outside staircase for emergencies use only.Save this picture!© Jérôme Beg1. – General volumeThe two volumes balance each other in a subtle play of construction line. To the regular facade along the southern street front and facing the high school playground on the west, answer the broken lines of the opposite facades (north & east), which enrich the volume dynamic. This general morphology resounds with existing buildings, writing in continuity with the founding lines of the site, enriching the general dynamic and procuring qualities to the interior spaces.Save this picture!© Jérôme Beg2. – The facadesThe writing of the facades support the volume dynamic, by a game with different kinds of materials and contrast in relation to the cardinal directions. The south & west façade, the heart of the high school are designed with wood, colors and solar protections while the north and eastern facades become outer layers, protective concrete shells.Save this picture!© Jérôme BegOn the south & west front, balconies induced by the structural grid ensure solar & rain protection for the façade: wood timber frame & square wooden sections. This writing on the south & west façade translates alternatively the opening of the building either toward the heart of the high school or the city. The boarding school is open to the high school and participates in the educational dynamic of the high school. The conception of the ground floors translates this attitude: the entrances are easily recognizable nested under the cantilever.Save this picture!© Jérôme BegOn the east and the north, on the contrary, the facade are “closed”, still dynamic, by the inflexions and movements of the broken lines of the walls. The different textures of the pre-cast concrete walls reinforce this effect between the textured aspect, which catch the shadow, and the luminous softness of the smooth ones. The building lives along the rhythm of the different daylights.Save this picture!© Jérôme Beg3. The outer spacesThe outer spaces participate in the functionality and the living environment of the boarding school: – The deck of the activity room is the principal exterior space, friendly and unifying. Its position, in the heart of the buildings, is a symbol to the quality of collective life in the school. – The covered squares, under the cantilever, are transition spaces, between outside and inside, a major asset in its functionality.Save this picture!© Jérôme Beg4. Inside spacesBeyond demands, we gave the inside spaces of collective life more than asked so that common activities and intimacy could live side by side. The common spaces are designed in that way, even the corridors become pleasant and generous. The bedrooms, common or individual, allow everyone to meet, work, sleep and appropriate some intimate space.Save this picture!© Jérôme Beg5. Materials, textures and colors.The materials used answer to different objective while following the architectural proposal. The principal purpose was to use construction process that could reduce the construction timing:- The concrete facades are built with pre-cast isolated concrete walls: this process ensures quick building; they provide successful outer isolation by an excellent control on thermal bridges. Consequently, this quality saves time for later parts of the construction. These façade have excellent finished aspect, either textured or smooth, and a great durability.- The timber frame structure façade are designed for the West and the South, always protected by a concrete frame to ensure their durability. The prefabrication of these panels also participates in the time reducing objective of the construction.Save this picture!© Jérôme BegWe are looking far more behind these qualities to inscribe this project in the history of the high school and the city by a long lasting architectural testimony full of rigor and simplicity. It’s a project designed for the students, giving them a modern, functional and warm living environment.Project gallerySee allShow lessTen Buildings Pushing The Boundaries of WoodArchitecture NewsFarming Cuba: Urban Agriculture from the Ground UpPublicationsProject locationAddress:Montceau-les-Mines, FranceLocation to be used only as a reference. It could indicate city/country but not exact address. Share Internat Montceau Les Mines / X’TO ArchitectesSave this projectSaveInternat Montceau Les Mines / X’TO Architectes CopyHousing, Dorms•Montceau-les-Mines, France CopyAbout this officeX’TO ArchitectesOfficeFollowProductsWoodConcrete#TagsProjectsBuilt ProjectsSelected ProjectsResidential ArchitectureHousingEducational ArchitectureOther facilitiesDormsMontceau-les-MinesHousingEducationalResidentialFrancePublished on June 16, 2014Cite: “Internat Montceau Les Mines / X’TO Architectes” 16 Jun 2014. ArchDaily. Accessed 11 Jun 2021. ISSN 0719-8884Browse the CatalogPartitionsSkyfoldRetractable Walls – Stepped & Sloped SpacesVinyl Walls3MArchitectural Finishes DI-NOC in SkyPodsShowerhansgroheShowers – Croma EDoorsC.R. LaurenceMonterey Bi-Folding Glass Wall SystemTable LampsLouis PoulsenLamps – Panthella PortableBeams / PillarsLunawoodThermowood Frames and BearersSealantsEffisusMetal Roof Flashing – Stopper MRDropped CeilingsPure + FreeFormLinear Clip-Strip Ceiling SystemUrban ShadingPunto DesignPavilion – CUBEVentilated / Double Skin FacadeULMA Architectural SolutionsPaper Facade Panel in Nokia LibraryLouversAccoyaAccoya® Wood for Shutters and LouvresSpa / WellnessKlafsGyms & Relaxation RoomsMore products »Save世界上最受欢迎的建筑网站现已推出你的母语版本!想浏览ArchDaily中国吗?是否翻译成中文现有为你所在地区特制的网站?想浏览ArchDaily中国吗?Take me there »✖You’ve started following your first account!Did you know?You’ll now receive updates based on what you follow! Personalize your stream and start following your favorite authors, offices and users.Go to my stream Architects: X’TO Architectes Area Area of this architecture project Year:  “COPY” ArchDailylast_img read more

Villa Sarvilahti / K2S Architects

first_img Year:  ShareFacebookTwitterPinterestWhatsappMailOrhttps://www.archdaily.com/550485/villa-sarvilahti-k2s-architects Clipboard Houses 2008 Year:  “COPY” Villa Sarvilahti / K2S ArchitectsSave this projectSaveVilla Sarvilahti / K2S Architects ShareFacebookTwitterPinterestWhatsappMailOrhttps://www.archdaily.com/550485/villa-sarvilahti-k2s-architects Clipboard ArchDaily Villa Sarvilahti / K2S Architects Architects: K2S Architects Area Area of this architecture project Projects Photographs:  K2S ArchitectsSave this picture!Courtesy of K2S ArchitectsRecommended ProductsDoorsVEKADoors – VEKAMOTION 82WoodAccoyaAccoya® Cladding, Siding & FacadesDoorsSky-FrameInsulated Sliding Doors – Sky-Frame ArcDoorsdormakabaEntrance Doors – Revolving Door 4000 SeriesText description provided by the architects. At the turn of the millennium the pharmacist Sarvilahti returned to the grounds at the Luumäki shores of Lake Kivijärvi that had historically belonged to his family. On a slope on these scenic grounds with views opening to the south and the west, K2S Architects have designed a small domain for the gentleman pharmacist who indulges in hunting, fishing and the visual arts.Save this picture!Courtesy of K2S ArchitectsThe white plastered main building is situated on top of the hill and reigns over the site. The main volume of two stories that cuts into the slope and the single story library wing demarcate the main entrance court. Interior spaces open up to carefully framed views of the breathtaking surrounding landscape. Terraces on both floor levels form a connection between interior and outside spaces. Solid oak wood door and window frames (carved by a carpenter) complement the simple concrete volumes. A restrained material palette is used in both the exterior and the interior.Save this picture!Courtesy of K2S ArchitectsBathing and going to the sauna are essential parts of the Finnish outdoor life. Therefore both a wood fired sauna and a smoke sauna out of aspen wood have been built along the smooth sandy beach of the barren lake. Both saunas are covered with green roofs. To accommodate guests, a small outbuilding with two rooms has been built out of hand carved logs. The entrances of the guest rooms face a small terrace, in the middle of which a young Amur chokecherry is growing.Save this picture!Floor PlanA remarkable part of the program is the building for cars and dogs. It provides shelter for the owner’s hunting dogs and motor vehicles.Save this picture!Courtesy of K2S ArchitectsMaterial and design choices have been made with durability and sustainability in mind. The walls of the main building are thicker than usual, thermal insulation material has been applied carefully and geothermal energy is used as a heat source. All timber is of domestic origin and wood fibre is used as thermal insulation. The surrounding landscape has been left in its natural state as much as possible.Save this picture!Courtesy of K2S ArchitectsProject gallerySee allShow lessInteractive Infographic: How Much do Architecture Graduates Earn?Architecture NewsAntonio Derka School / Obranegra ArquitectosSelected Projects Share CopyHouses•Luumäki, Finland Save this picture!Courtesy of K2S Architects+ 40 Share 2008 Photographs Finland Area:  326 m² Area:  326 m² Year Completion year of this architecture project “COPY” CopyAbout this officeK2S ArchitectsOfficeFollowProductsWoodConcrete#TagsProjectsBuilt ProjectsSelected ProjectsResidential ArchitectureHousesLuumäkiHousesFinlandPublished on September 29, 2014Cite: “Villa Sarvilahti / K2S Architects” 29 Sep 2014. ArchDaily. Accessed 11 Jun 2021. ISSN 0719-8884Read commentsBrowse the CatalogPanels / Prefabricated AssembliesTechnowoodSiding Façade SystemPlasticsMitrexSolar SidingMetal PanelsAurubisCopper Alloy: Nordic BronzeArmchairsAndreu WorldGrand Raglan – Lounge ChairSinksBradley Corporation USASinks – Frequency® FL-SeriesPlantingSikaGreen RoofsStonesCosentinoSilestone Surfaces – Ethereal CollectionMetal PanelsLongboard®Aluminum Battens – Link & Lock – 8″Panels / Prefabricated AssembliesFranken-SchotterFacade Panels – Dietfurt LimestoneWindowsRabel Aluminium SystemsMinimal Casement Windows – Rabel 8400 Slim Super Thermal PlusWoodGustafsWood Cladding in St. Erik Eye HospitalLightsKKDCLighting – Groove FLEXMore products »Read commentsSave世界上最受欢迎的建筑网站现已推出你的母语版本!想浏览ArchDaily中国吗?是否翻译成中文现有为你所在地区特制的网站?想浏览ArchDaily中国吗?Take me there »✖You’ve started following your first account!Did you know?You’ll now receive updates based on what you follow! Personalize your stream and start following your favorite authors, offices and users.Go to my streamlast_img read more

Statistical modelling

Statistical modelling Statistical modelling is just a way to use information in your donor database to help you predict who is most likely to respond positively to your appeals and who is not. So why does it sound so complicated, asks Peter Wylie.Author: Peter WylieDear Dr. Wylie: More and more I’m hearing about how people in fund raising who do a lot of direct mail should be using “statistical modelling.” I have a rough idea of what statistical modelling is all about. But more importantly, why should we be using it? Advertisement Howard Lake | 21 January 1999 | News AddThis Sharing ButtonsShare to TwitterTwitterShare to FacebookFacebookShare to LinkedInLinkedInShare to EmailEmailShare to WhatsAppWhatsAppShare to MessengerMessengerShare to MoreAddThis About Howard Lake Howard Lake is a digital fundraising entrepreneur. Publisher of UK Fundraising, the world’s first web resource for professional fundraisers, since 1994. Trainer and consultant in digital fundraising. Founder of Fundraising Camp and co-founder of GoodJobs.org.uk. Researching massive growth in giving. A little confusedDear confused: Technically, statistical modelling is complicated and obtuse. Conceptually, it’s simple and straightforward. Conceptually, it’s just a way to use information in your donor database to help you predict who is most likely to respond positively to your appeals and who is not. That’s it. Everything else is details. Important details, but details nonetheless. And why should you be using it? I see at least four reasons: It can make your direct mail appeals far more cost effective. It’s relatively inexpensive. You know very quickly whether or not it works. The direct marketers in the private sector almost ALL do it. Some details about each reason: IT CAN MAKE YOUR APPEALS FAR MORE COST EFFECTIVE. You don’t need me to tell you that direct appeals by mail, phone, smoke signal or whatever are expensive. Just a small percentage increase in the donors who respond positively to your appeals can make all the difference between a campaign that’s a big success versus one you’d rather forget. An example. Let’s say you have a mailing list of 100 hundred thousand potential donors where you have good reason to believe the return rate on a first appeal will be about 5.5% with a 50% fall off rate for each subsequent appeal. (That is 2.75% on the second appeal, 1.375% on the third appeal, and so on.) Further, experience shows that the average donation you get from those who send in anything is £24. Your mailing and other costs per potential donor are £0.60. If you do one mailing of a hundred thousand to everyone on the list, you can expect a net gain of £72,000. If you do a second mailing of a hundred thousand, your net gain will be only 6 thousand pounds for a total net gain of £78,000. (If you do a third mailing of a hundred thousand, you will end up with a net loss of £27,000 for that mailing.) Assuming you don’t do a third mailing, your profit per piece mailed will be about £0.40. Okay. Now let’s assume you’ve done some statistical modelling with your database and are able to divide all donors/prospective donors into deciles (tenths) where the top decile is people who have a 10% likelihood of responding to an appeal and the bottom decile is people who have a 1% likelihood of responding. You should do the math to check me out, but here’s where the cost effectiveness comes in. Let’s say you mail ten thousand appeals per decile to people in deciles 10 down to 3 in the first mailing and the same number of appeals per decile to people in deciles 10 down to 6 in the second mailing. Your net gain will be a £95,000 versus the £78,000 you would have made had you mailed a 100 thousand appeals to everyone twice. BUT, the really good news is that your profit per piece mailed will be more than £0.72 versus the £0.40 mentioned above. Why such a big difference? One, you haven’t mailed to people in deciles where you would lose money. And two, you’ve only mailed out 130 thousand appeals as opposed to 200 thousand. STATISTICAL MODELLING IS RELATIVELY INEXPENSIVE I’m biased; I do this stuff for a living. But I have seen many non-profit organizations waste hundreds of thousands of pounds needlessly appealing to people who will give them little or nothing in return. If they’d been willing to spend a small fraction of those dollars to build a reliable predictive model for donors, there’s no telling the good uses they could have put that money to. YOU KNOW VERY QUICKLY WHETHER OR NOT STATISTICAL MODELLING WORKS Statistical modelling is like a golfer’s score for a round of eighteen, or a stock’s performance on the exchange. There’s little BS involved. It either performs or it doesn’t and you get the results almost right away. THE DIRECT MARKETERS IN THE PRIVATE SECTOR ALL DO STATISTICAL MODELLING Statistical modelling may be a new kid on the block in the non-profit sector. But it is certainly not a stranger/interloper in the business world. If you have any doubts, ask some of the large donors you’ve gotten to know in the profit-making world who do direct marketing–whether a bank, a credit card outfit, a major bookseller, whatever. They spend enormous amounts on what’s called database marketing where a good chunk of the money goes to building statistical models for who’s gonna buy what, when, and for how much. Those of us in the non-profit world simply can’t afford to ignore this trend.  20 total views,  2 views today AddThis Sharing ButtonsShare to TwitterTwitterShare to FacebookFacebookShare to LinkedInLinkedInShare to EmailEmailShare to WhatsAppWhatsAppShare to MessengerMessengerShare to MoreAddThis Peter Wylie holds a doctorate in industrial psychology from Columbia University. He is an expert on how non-profit organizations can do a far more efficient job of fund raising by carefully mining their donor databases. His business phone is (202)332-7571; his e-mail address is [email protected] read more

Volvo Construction Equipment to Invest $4.3 Million in North American Training Facility

first_img Facebook Volvo Construction Equipment to Invest $4.3 Million in North American Training Facility Pinterest Local NewsBusiness TAGS  Pinterest Twitter Twitter WhatsApp WhatsApp Previous articleArmorblox Raises Series B Funding to Restore Trust in Email CommunicationsNext articleAXIS Appoints Michael Millegan and Axel Theis to Board of Directors Digital AIM Web Support Facebook By Digital AIM Web Support – February 25, 2021 last_img read more

Investigators probe deaths of Saudi sisters found bound together with tape in the Hudson River

first_imgiStock/Thinkstock(NEW YORK) — The two sisters whose bodies were found bound together with tape in the Hudson River were from Saudi Arabia, the New York City Police Department said Tuesday.Tala Farea, 16, and Rotana Farea, 22, had previously been living in Fairfax, Virginia, according to the NYPD. The younger sister, Tala, had been reported missing on Aug. 24, according to the National Center for Missing and Exploited Children. The sisters “were students accompanying their brother in Washington,” the Saudi consulate in New York said in a statement posted on Twitter Tuesday.The sisters’ deaths have not been deemed homicides and police said it’s still not clear when they arrived in New York or why they were here. Detectives from New York have traveled to Virginia to follow up on leads in the case. Part of the investigation is looking at clues from their past lives to learn more, police said.In its statement Tuesday, the Saudi consulate in New York said authorities “are following closely and constantly for details on the case including the forensic reports showing the causes of death which have not been finalized and is still under investigation.” The consulate also said it had “appointed an attorney to follow the case closely.”The women’s bodies washed ashore off of Manhattan’s Upper West Side on Oct. 24, bound together with duct tape, police said.A passerby saw two bodies floating in the water and contacted authorities. The sisters were found laying on rocks near the river, fully clothed, both wearing black jackets with fur trim and black leggings. There were no obvious signs of trauma, police said.While officials said that the bodies were bound together with tape, the circumstances surrounding the incident remain unknown, officials said.The bodies are believed to have washed ashore with the tide and stayed when the tide went out.Anyone with information about the Farea sisters is urged to call the New York City Police Department’s Crime Stoppers hotline at 1-800-577-TIPS.Copyright © 2018, ABC Radio. All rights reserved.last_img read more

Feds can’t agree why 2K kids are waiting to get picked up from border stations

first_imgJohn Moore/Getty Images(WASHINGTON) —  More than 2,400 children were waiting to get picked up from Border Patrol stations along the U.S.-Mexico border as of Friday, officials said, and the federal agencies in charge of caring for them can’t agree on why most of them aren’t being quickly moved into children’s shelters.The minors, referred to in government circles as “unaccompanied alien children,” or UACs, are typically older children and teens who are traveling without their parents, although toddlers and infants also turn up in groups of traveling migrants.Under U.S. law, the minors are supposed to spend less than 72 hours in Border Patrol custody before being transported to one of dozens of children’s shelters scattered across the country and run by the Department of Health and Human Services. Transportation is the job of U.S. Immigration and Customs Enforcement.U.S. officials agree the detention facilities – oftentimes cement blocks without beds – are no place for children and that it’s imperative to move younger migrants out within 72 hours of being apprehended.But as the number of unaccompanied migrant kids soared to 9,000 in the month of April alone – a final tally for May is expected to be even higher – the U.S. government has left many kids waiting at detention facilities for several days at a time.Earlier this month, a 16-year-old boy died at a detention facility in Texas after spending a week in Border Patrol custody and experiencing flu-like symptoms.When asked why hundreds of thousands of kids are stuck in border facilities on any given day, the Homeland Security Department – which oversees border operations and ICE – points to Health and Human Services.Acting Secretary Kevin McAleenan told reporters on a press call late Thursday that the kids were waiting because HHS was “out of bed space” and noted that Congress hasn’t approved a $2.8 billion request for emergency spending to care for migrant children.But HHS says that isn’t the case. While the agency says it needs the emergency money approved by Congress this June so it can continue to pay the privately run children’s shelters, the agency has insisted repeatedly to ABC News that it is not out of bed space and will accept any child transported into its custody so long as the child is medically cleared.Mark Weber, a spokesman for HHS, said late Thursday in response to McAleenan’s comments that the agency’s “shelters have beds available and they are ready to receive UAC when processed by DHS.”Weber said the agency remains in “daily contact” with DHS on the number of children being referred to its care.HHS was forced to shut down one of its biggest children’s shelters in Texas, called Tornillo. But the agency has said it has the ability to ramp up capacity at one of its largest shelters, Homestead in Florida, and that it is looking at opening up new shelter sites in places like Fort Sill in Oklahoma.One possible issue could be the time lag between a child’s apprehension by border authorities and when HHS notifies DHS that it can accept placement of a child. That official acceptance by HHS is what triggers ICE to transport the child to one of its shelters. An ICE spokesman referred questions to DHS and HHS but said it’s planning on transporting about 45,000 kids per year based on current levels. Copyright © 2019, ABC Radio. All rights reserved.last_img read more

Traditionals with a twist BROWNIES by Fiona Burrell

first_imgA traditional American recipe, brownies have caught on in a big way in the UK. With the arrival of coffee shops on every high street, brownies came too.Traditionally, the basic brownie had nuts in it, such as walnuts or pecans, but these can equally be substituted with fruit or pieces of solid chocolate. They are easy to make, but the important element is to make sure they are not overcooked as a good brownie should be very moist inside if not almost gooey.These brownies are rich and moist and have the addition of raspberries and mint. Once baked, they need to cool down completely before being cut into portions as they can fall apart very easily when hot.As a change to the basic recipe you can add a variety of different ingredients and flavours for example macadamia nuts, whole almonds or ground almonds, fresh raspberries and cherries, dried cranberries, cherries, mango, peach, apricot or blueberries, mint and orange zest.Chocolate, Raspberry and Mint BrowniesThis quantity, which can be scaled up, makes approximately 12 piecesIngredientsDark chocolate 250gUnsalted butter 250gSoft light brown sugar 300gEggs 3Plain flour 100gBaking powder ½ tspCocoa powder 30gRaspberries150gChopped mint5g (1 tsp)Method1.Melt the chocolate and butter together. Whisk the eggs and sugar for a few minutes until they are pale and light.2. Sieve the flour, baking powder and cocoa powder together.3.Mix the melted chocolate into the egg mixture and fold in the flour. Quickly fold in the raspberries and mint.4.Bake (170C) for 30-40 minutes. A sharp knife pushed into the centre should come out still moist with a few bits of mixture sticking to it. It will solidify on cooling. Once cold, take out of the tin and cut into pieces.last_img read more