Barclays funds student scheme

first_img Barclays funds student scheme KCS-content Share by Taboolaby TaboolaSponsored LinksSponsored LinksPromoted LinksPromoted LinksYou May LikeTotal PastThe Ingenious Reason There Are No Mosquitoes At Disney WorldTotal PastSerendipity TimesInside Coco Chanel’s Eerily Abandoned Mansion Frozen In TimeSerendipity Timesmoneycougar.comThis Proves The Osmonds Weren’t So Innocentmoneycougar.comTaonga: The Island FarmThe Most Relaxing Farm Game of 2021. No InstallTaonga: The Island FarmAlphaCute30 Rules That All “Hells Angels” Have To FollowAlphaCutethedelite.comNetflix Cancellations And Renewals: The Full List For 2021thedelite.comReporter CenterBrenda Lee: What Is She Doing Now At 76 Years of Age?Reporter CenterBlood Pressure Solution4 Worst Blood Pressure MedsBlood Pressure SolutionMisterStoryWoman Files For Divorce After Seeing This Photo – Can You See Why?MisterStory Tags: NULL Read This NextRicky Schroder Calls Foo Fighters’ Dave Grohl ‘Ignorant Punk’ forThe WrapCNN’s Brian Stelter Draws Criticism for Asking Jen Psaki: ‘What Does theThe WrapDid Donald Trump Wear His Pants Backwards? Kriss Kross Memes Have AlreadyThe WrapHarvey Weinstein to Be Extradited to California to Face Sexual AssaultThe WrapPink Floyd’s Roger Waters Denies Zuckerberg’s Request to Use Song in Ad:The Wrap’The View’: Meghan McCain Calls VP Kamala Harris a ‘Moron’ for BorderThe Wrap’Sex and the City’ Sequel Series at HBO Max Adds 4 More ReturningThe WrapNewsmax Rejected Matt Gaetz When Congressman ‘Reached Out’ for a JobThe Wrap2 HFPA Members Resign Citing a Culture of ‘Corruption and Verbal Abuse’The Wrapcenter_img whatsapp Barclays Real Estate has closed and funded a £66m senior debt facility for the Unite Group, the student accommodation provider and manager. The facility, which includes £50m for the development phase, enabled Unite to buy a sit at Great Suffolk Street on the Southbank for purpose-built student accommodation, which will be one of the largest in London and will eventually house a new 671-bed development for local universities including South Bank, Kings College, University of the Arts and the London School of Economics. The land was acquired in September for £31.5m and includes 24,000 sq ft of commercial space. Unite expects the end value of the scheme to top £100m. Show Comments ▼ Sunday 14 November 2010 9:58 pm whatsapplast_img read more

CashBet adds key crypto figures to advisory board

first_img Tags: Mobile Online Gambling CashBet adds key crypto figures to advisory board CashBet has expanded its advisory board with the addition of major figures from both the cryptocurrency and online gaming markets as it seeks to cement its position as one of the industry’s leading blockchain-powered gaming platforms.Charlie Shrem, a successful crypto entrepreneur and one of the first investors to embrace Bitcoin during its infancy, will offer his expertise to the company.Shrem is a founding member of the Bitcoin Foundation and also co-founded both the BitInstant Bitcoin exchange and CryptoIQ investment news service.Earlier this year, CashBet completed a $38m (£29m/€33m) initial coin offering and Shrem will now advise the firm about its crypto operations.“Online gambling is a space that’s ripe for disruption,” Shrem said. “CashBet has an ambitious plan to couple a crypto-enabled software platform with state-of-the-art original iGaming content to provide crypto casino operators with a true one-stop solution.“I’m especially excited because CashBet is one of very few crypto players that is fully licensed and regulated by top-tier gambling jurisdictions. They’re really trying to legitimise the crypto casino experience.”Meanwhile, CashBet has also added Matteo Monteverdi, formerly senior vice-president of global digital products at IGT, and Daniel Phillips, previously head of operations at Playtech, to its advisory board.Monteverdi has spent more than 20 years working in the international B2B and B2C iGaming sector, while Phillips also spent time with Gala Coral during more than 20 years in the industry.Mike Reaves, co-founder and chief executive of CashBet, said: “Charlie’s depth of expertise in crypto innovation, along with Matteo and Daniel’s decades of experience in gaming are a powerful combination that will help us realise our ambitious vision of becoming the world’s leading blockchain-powered iGaming platform.“We’re honoured to have all three highly experienced individuals join our advisory board.”CashBet has made a number of changes to its executive team this year, having confirmed the appointments of Tarun Gaur as vice-president of engineering, Jeremie Kanter as vice-president of compliance and Kyle Piasecki as casino manager in May.Gaur previously served in senior roles at AOL, Microsoft, Deloitte, and HP, while Kanter joined after a 12-year spell with Playtech. Piasecki previously worked at Caesars Entertainment. Subscribe to the iGaming newsletter Topics: People Strategy AddThis Sharing ButtonsShare to LinkedInLinkedInShare to FacebookFacebookShare to TwitterTwittercenter_img Crypto pioneer Charlie Shrem among the new additions People 6th August 2018 | By contenteditor Email Addresslast_img read more

I&M Bank (Rwanda) Limited ( 2005 Abridged Report

first_imgI&M Bank (Rwanda) Limited ( listed on the Rwanda Stock Exchange under the Banking sector has released it’s 2005 abridged results.For more information about I&M Bank (Rwanda) Limited ( reports, abridged reports, interim earnings results and earnings presentations, visit the I&M Bank (Rwanda) Limited ( company page on AfricanFinancials.Document: I&M Bank (Rwanda) Limited (  2005 abridged results.Company ProfileI&M Bank (Rwanda) Limited is a leading financial institution in Rwanda offering products and services for the retail, commercial and corporate banking segment. Personal banking products range from current accounts and short or fixed deposits to personal, vehicle, home and building loans. The corporate division offers financial solutions for sole proprietorships, partnerships and corporations which range from overdrafts, investments and equipment and vehicle loans to purchase and disposal of foreign currency and treasury services. This includes issuing letters of credit and guarantee, export and import trading, insurance premium financing, and e-banking services. I&M Bank (Rwanda) Limited is a subsidiary of I&M Bank Limited and is based in Kigali, Rwanda. I&M Bank (Rwanda) Limited is listed on the Rwanda Stock Exchangelast_img read more

Hereford Flats / Young Architects

first_img “COPY” Projects Hereford Flats / Young ArchitectsSave this projectSaveHereford Flats / Young Architects 2019 ShareFacebookTwitterPinterestWhatsappMailOr Clipboard Houses ShareFacebookTwitterPinterestWhatsappMailOr Clipboard New Zealand Hereford Flats / Young Architects Architects: Young Architects Area Area of this architecture project “COPY”center_img CopyHouses•Christchurch, New Zealand Area:  268 m² Year Completion year of this architecture project Save this picture!© Dennis Radermacher+ 17Curated by Paula Pintos Share Year:  ArchDaily Manufacturers: APL NZ, Colorsteel, Archicad, Carter Holt HarveyDesign Team:Greg Young, Blake McCutcheonClients:Gavin BarrEngineering:Constructure (structural), Lewis and Barrow (geotechnical), Powell Fenwick (fire)Landscape:Kamo MarshCity:ChristchurchCountry:New ZealandMore SpecsLess SpecsSave this picture!© Dennis RadermacherRecommended ProductsWoodSculptformTimber Click-on BattensWoodTechnowoodPergola SystemsWoodAccoyaAccoya® Cladding, Siding & FacadesMetallicsKriskadecorMetal Fabric – Outdoor CladdingText description provided by the architects. Design brief. 4 single bedroom apartments (client), Low maintenance (client), Residential scale reflecting the neighbourhood (urban planning).Save this picture!Site PlanSave this picture!ElevationCreative solution. By working to site boundary setbacks and recession planes, we comfortably laid out 4 apartments, allowing them to open out to the north, and maximise daylight capture. Save this picture!© Dennis RadermacherWith the upper 2 apartments hugging the recession planes, the internal spaces are partially within the roof space – skillion ceilings and a change of lining material internally accentuate this positively, giving a loft apartment feel.Save this picture!© Dennis RadermacherThe mass of the building has been broken down into three distinct gable forms, reflecting the scale and forms of neighbouring buildings.  The change of depth and material at the balconies also breaks down the mass, as does the access through the middle to the entries and carparks.Save this picture!© Dennis RadermacherCarparking has been hidden behind the apartments, allowing north facing balconies and courtyards for all apartments.Save this picture!© Dennis RadermacherSave this picture!Cross SectionSave this picture!© Dennis RadermacherBuilding materials have been selected to give a predominantly low maintenance exterior, with some plywood to give warmth and welcome.Save this picture!© Dennis RadermacherWith poor site conditions, the building has been kept lightweight to keep foundation and ground improvement costs down by constructing predominantly from timber framing and structural steelwork.Save this picture!© Dennis RadermacherProject gallerySee allShow lessAtelier Kōbō / Solanellas Van Noten Meister ArchitektenSelected ProjectsSpringdale Library & Komagata Maru Park / RDH ArchitectsSelected Projects Share Photographs Photographs:  Dennis Radermacher Manufacturers Brands with products used in this architecture project CopyAbout this officeYoung ArchitectsOfficeFollow#TagsProjectsBuilt ProjectsSelected ProjectsResidential ArchitectureHousesChristchurchOn FacebookNew ZealandPublished on May 05, 2020Cite: “Hereford Flats / Young Architects” 05 May 2020. ArchDaily. Accessed 10 Jun 2021. ISSN 0719-8884Browse the CatalogBathroom AccessorieshansgroheBath & Shower ThermostatsGlass3MGlass Finish – FASARA™ NaturalPartitionsSkyfoldVertically Folding Operable Walls – Mirage®WindowsVitrocsaSliding Window – Mosquito NetSinksBradley Corporation USASinks – Verge LVG-SeriesMetal PanelsTrimoQbiss One in Equinix Data CentreSignage / Display SystemsGoppionDisplay Case – Q-ClassMetal PanelsLongboard®Aluminum Battens – Link & Lock – 4″Sports ApplicationsPunto DesignPunto Fit in Ekaterinburg Public SpaceWoodBlumer LehmannFree Form Structures for Wood ProjectsKnobsKarcher DesignDoor Knob K390 (50)TablesVitsœ621 Side TableMore products »Save世界上最受欢迎的建筑网站现已推出你的母语版本!想浏览ArchDaily中国吗?是否翻译成中文现有为你所在地区特制的网站?想浏览ArchDaily中国吗?Take me there »✖You’ve started following your first account!Did you know?You’ll now receive updates based on what you follow! Personalize your stream and start following your favorite authors, offices and users.Go to my streamlast_img read more

Getting WW newspaper in the hands of the people

first_imgTalk to the 2015 Workers World Party National Conference by Lamont Lilly.Lamont Lilly for Vice PresidentWhat we produce isn’t just a newspaper, comrades; it’s a serious weapon of truth and liberation. Our newspaper is a calling card to the people. It’s a living tangible witness to the capitalist crisis, an orientation in working-class language that any oppressed person worldwide can pick up and relate to. That’s a very powerful tool. Our Workers World newspaper is a roadmap to revolution — a type of literary GPS to justice and freedom fighting. What I’m holding isn’t just a newspaper, comrades. It’s a weapon of revolutionary information, a bridge to mass consciousness and critical theory; and honestly, it’s one of the best weapons we have. It was the Workers World newspaper that initially sparked my interest in the party. What we produce, comrades, in the form of our weekly newspaper, is the last and only printed weekly Marxist-Leninist periodical in the United States. We’re the last weekly revolutionary newspaper still standing. And that’s something that we should all be very proud of. And when you take pride in something, you take care of it. You defend it, you protect it, you share it, you love it. You invest in it and help it to reach its fullest potential.At the plenum a few months ago, I commented on how I’ve recently traveled to different branches as a visiting organizer. One of the first things I’ve noticed is stacks of Workers World newspapers sitting on desks, chairs and filing cabinets. Most of us are already doing a lot, and stretched quite thin. But we can do more, comrades. We can do better. We will do better! Get these newspapers out of your cars, your branch offices, your homes and apartments! It doesn’t do workers or oppressed people any good when Workers World newspapers are lying around idle. What we provide is the exact kind of information that working-class people need to have in their hands, comrades. You don’t keep your best revolutionary weapon at home, locked up in some storage closet for keepsake. No, we should be sharing it with every community we can, especially in poor and oppressed communities. Our newspaper should be in every ghetto in the United States — in every “hood” and housing project we can find. Real talk! We should be taking our papers to the barber shops, beauty salons and soul food restaurants — to the bus stations and homeless shelters — to the Social Service office, where the poor and oppressed are standing in long lines for their EBT cards and child care vouchers. Take them to high schools and college campuses, where Black and Brown youth are being patrolled by campus police and school resource officers. The youth know exactly what we’re talking about. They inherited this capitalist police state. They’re living it, which is why we want our best weapon in the public libraries, visible and accessible to the working class — to parents and children, alike. Any place that poor and oppressed people are struggling and fighting just to hold on, is exactly where the Workers World newspaper should be — on the frontlines, in the streets, comrades! What makes our newspaper so powerful is that when you open it up, there isn’t one relevant struggle that at least one of our comrades isn’t covering — from local to national to international; from workers’ rights to Immigration to Black Liberation; from the LGBTQ liberation movement to women’s rights and planned parenthood; from gentrification in Oakland to water shutoffs in Detroit; from police terror to the fight for $15; from Troy Davis to Sandra Bland; from Syria to Cuba to South Africa. Just think about that for a minute. That’s a hell of a damn spread, comrades. I was thinking the other day how when you live something, or live with something every day, you sometimes take it for granted. If you all don’t mind, I would like to ask the audience a question. How many comrades in here are married, dating or partnered? Raise your hands, please. Raise them high, so we can see you. Good, it’s good to know we still have some love birds flying around. Now think back to when you all first starting dating — you couldn’t keep your hands off each other. You were on fire 24 hours a day! He, she or they were the most beautiful thing you had ever seen. Everything they did or said was simply perfect to you. Sometimes you just sat and stared at each other. You couldn’t get enough of them. But as time goes on, sometimes you forget just how marvelous they are. You take for granted that they’ll always be there; sometimes they even become “old news” to you. On the contrary, to the total strangers in the world, who may meet, greet or see your partner for the first time — to them, your spouse is absolutely amazing: their personality, their good looks, their sense of humor. The same dress or same suit that you’ve been seeing for years, to someone else, it’s the best thing they ever saw! Our newspaper is the same way, comrades. We live it. We write it. We sleep with it and wake up to it every day. Some of our comrades have been living and writing it for 30 and 40 years — Fred Goldstein, 54 years. And some of us may have slipped into taking it for granted. But, oh wow! To the people who see it for the first time, it’s the best thing they ever saw. I remember when I first starting seeing the paper. Man, I would read every article! I would outline and highlight quotes in yellow markers. I literally couldn’t get enough. And I kept thinking, wow, all these different struggles in different states and countries. I said to myself, “Who are these people? Where are they? And how do I get in contact with them?” And it’s the same way other oppressed people respond when they pick it up. I’ve even received letters from sisters and brothers who are getting our newspaper in jails and prisons, from Texas to Colorado. We can’t forget about them, comrades. Those who are incarcerated definitely need our newspaper. Our newspaper is a symbol of love, resistance and support.   Recently, I was able to get some insider information from one of our newspaper staffers, web editor comrade Gary Wilson. It’s the web editor who makes sure that everything looks good when people visit our website. It’s the web editor who keeps track of all the hits and web statistics. Brother Wilson shared with me that right now there’s about a thousand users on our website each day — with about 200 of them being regular readers. All the others are brand-new to the site. He explained how during peak periods (when something major has happened in the world and people want to know about it) there can be as many as 20,000 new readers a day. Most of our new readers come through either Google or Facebook (for the most part, equally divided between the two). We also have about 1,500 email subscribers and approximately 3,000 followers of the newspaper on Twitter. It’s when things happen that the number of visitors to the site goes up. The Workers World website is one of the places people go when they want to find out about major events from a revolutionary perspective.This information is important because, in actuality, our website is a virtual extension of our hard copy physical newspaper. It’s the same content, but simply in a virtual form. We should view them as one and the same. It’s a new generation, comrades. Some of the young people don’t read newspapers anymore. They’re on the Internet and their blogs. They’re on these new tablet things where you can read a whole book on the computer screen. If the youth are on their iphones, that’s exactly where we have to get the newspaper. Yes, on iphones, comrades! If you don’t change with the times, the times will leave you behind. And as far as I’m concerned, the best newspaper in the United States can’t afford to be left behind. Let’s put this newspaper in the hands of the people, comrades, by any means necessary.   Lamont Lilly is a leading member of the Durham Branch of Workers World Party. He is also the Workers World Party 2016 U.S. vice-presidential candidate.FacebookTwitterWhatsAppEmailPrintMoreShare thisFacebookTwitterWhatsAppEmailPrintMoreShare thislast_img read more

Iran’s sovereignty vs. U.S.-European imperialism

first_imgExcerpts from a speech by Kazem Azin to the Workers World Party National Conference.Kazem AzinOn Nov. 2, masses of student and other strata poured into the streets of Tehran to commemorate the historic day that revolutionary students took over the U.S. Embassy in 1958 and named that embassy the “Den of Espionage.” This was the most meaningful message of solidarity to the national conference of Workers World. At this very critical moment, the message is clear: “Iran’s Nuclear Deal” is not a honeymoon between Iran and the U.S. So you comrades, who were nearly the only tendency on the left in the belly of the beast who were able to analyze the Islamic Revolution as a truly anti-Imperialist revolution and defended Iran for 36 years, can be sure that Iranian people have no illusions about imperialism.Iran’s revolution not only changed the Middle East’s geopolitical and social development. It has also liberated the productive forces within Iran extensively and has improved many aspects of the people’s livelihood. The facts speak for themselves:Sixty percent of university students, 60 percent of civil servants and 80 percent of teachers in Iran are women, while 90 percent of women in rural communities and 45 percent women in cities were illiterate before the revolution. Iran achieved full literacy for all youth six years ago.Iran’s comprehensive social protection includes the highest level of pensions, disability insurance and disaster relief programs. Basic food is subsided all over the country. Housing and energy are affordable to all.Iran has a strong health care system, from preventive care to sophisticated hospitals. Sixteen thousand “health care houses” are the cornerstone of the health care system.Iran sets a record in family planning. All kinds of contraception are available. The fertility rate only 13 years after the revolution dropped from 8.1 births per 1,000 women to 2.4 births in rural areas and 1.8 births in urban areas. (World Bank)Iran, with 233,695 engineers, is ranked third among 124 countries after the Russian Federation, and the United States with 237,862 engineers, as of June 2015. (Forbes, June 9, 2015) According to the data provided by the National Science Foundation, Iran had a 19.3 percent average annual growth rate for publications in all science and engineering fields during 1997-2011. (National Science Foundation, 2014) Iran, with an approximately 21-fold increase in the number of publications in all fields of science and engineering, increased its 390 published articles in 1997 to 8,175 in 2011, and ranked the second highest globally. Overall, Iran’s ranking in publication of articles in all subjects was 11 times higher than the average growth rate for the rest of the world. (Sciencemetrix, 2010)Iran has made great advances in nuclear technology, nanotechnology, biotechnology, aerospace and missile technology, pharmaceutical technology, and information and communication technology over the last two decades.    Iran’s external debt of $9.45 billion is rather small compared to external debts of some neighboring countries (Turkey $392.81 billion; Iraq, $50.26 billion; Pakistan, $67 billion), and is minuscule compared to the a little over $6 trillion U.S. external debt. All of these were achieved in the wake of 36 years of sanctions, assassinations of scientists, sabotage and other hostilities by U.S. imperialists and its European allies, the Zionist regime of Israel and the most reactionary puppet regime in the region, Saudi Arabia, a NATO member,Turkey, and the other gas stations of the imperialists such as the United Arab Emirates, Qatar, Kuwait, Bahrain, etc. U.S. Imperialism hates our revolutionThe ultimate goal of the U.S. is to destroy Iran’s revolution and re-establish a puppet regime. Then, after nearly two years of “negotiation,” what does the “Iran nuclear deal” mean? I do not have enough time to elaborate on this issue extensively but the majority of the ruling class in the United States accepted the fact that they can’t attack Iran by military means, so they decided to attack Iran by economic means. They intensified their murderous sanctions and started “talk” and “negotiation” seeking “regime change” through economic penetration. Iran also decided to seize the opportunity and engage in painstaking “negotiation” to break the regime of sanctions. So a new chapter of struggle has started between U.S. imperialism and Iran, while the military option is not removed. Iran does not need U.S. imperialist or European allies. Iran needs extensive relations with Latin America, Africa and Asian countries, including Russia and China. To put this in a Marxist-Leninist perspective, Iran’s relationships with the Global South are of strategic importance and it is a long-term foreign policy to be followed. But Iran’s relationship with the West is only tactical, as important as it may become. Iran’s leader is very aware of this and this is what he said in his “The National Day of Fighting Global Arrogance” speech three days ago:  “Fighting global arrogance, unlike what certain individuals say, is rooted in wisdom and experience,” and then he referred to Dr. Mosaddeq, who put his trust in [the United States] when the U.S. was getting ready for the 1953 coup against him. Then he continues: “The U.S. Embassy was truly a ‘Den of Espionage.’ The U.S. objectives regarding the Islamic Republic of Iran have not changed at all and [the U.S.] would not spare a moment if they could destroy the Islamic Republic. … ‘Death to America’ is not aimed at the [U.S.] American people, but [U.S.] policies. … The nature of U.S. policies has not changed and the nation will not forget.”These few quotations from the leader show what we should expect in post “Iran’s nuclear deal.” Iran’s policy in the Middle East will not change and has not changed. In fact, the Iranian leader did not favor any talk with the Obama administration beyond that dealing with the nuclear standoff situation. Iranian assistance to the Syrian people and Bashar al-Assad has been intensified. At least 25 high-ranking Iranian military personnel have been killed in Syria in the last two weeks. The future of Syria after Russian military assistance is promising more than before and the United States is angry.Long live international solidarity! Victory to the Syrian people! Long live Workers World Party!Kazem Azin is a leader of Solidarity with Iran, an organization which defends the right of Iran and its people to self-determination.FacebookTwitterWhatsAppEmailPrintMoreShare thisFacebookTwitterWhatsAppEmailPrintMoreShare thislast_img read more

Many aspects of French journalist’s murder still unclear as two men go on trial

first_img January 31, 2007 – Updated on January 20, 2016 Many aspects of French journalist’s murder still unclear as two men go on trial KazakhstanEurope – Central Asia Organisation News RSF_en The trial of two men accused of the 2 August 2006 murder of French journalist Grégoire de Bourgues opened today in Almaty. The police, who are still looking for third man, say Salavat Bolganbayev and Almaz Orlabayev are two burglars who killed De Bourges because he happened to be at home when they broke into his Almaty apartment.De Bourgues’ family is being represented at the trial by Halina Nemerovskaya. The Reporters Without Borders partner organisation Journalists in Danger and a French embassy representative were also in court as observers.“Many aspects of this case are still a mystery and we hope this trial will shed full light on this tragedy,” Reporters Without Borders said. “We also hope the police will continue to search actively for the third man and that the motives of the murderers will be explained in detail. The De Bourges family has a right to know why their 24-year-old son was killed.”With judge Natalia Orlova presiding, the two defendants were today presented to the court. Inconsistencies emerged in Bolganbayev’s biographical details. Although previously thought to be single, he now claims to be married, and a woman in court identified herself as his wife. A witness who was the victim of a previous burglary by Bolganbayev described him as a man capable of taking a shower and cooking breakfast while one of his victims was tied to a bed. One of his previous lawyers – he has rejected several – described him as “provocative” and aggressive.” The trial was adjourned until 2 February after Bolganbayev said he wanted to change his lawyer again.De Bourgues had gone to Kazakhstan for three months to help prepare an advertising feature which the Kazakh government had commissioned from SML Strategic Media. The police say he had the misfortune to be killed by three burglars who broke into his apartment and stole between 4,000 and 5,000 euros, a laptop and a mobile phone.Reporters Without Borders visited Almaty from September 20 to 24 to investigate the case. During the visit, the deputy interior ministry undertook to allow the De Bourgues family and their lawyers and representatives to have access to the case file and to attend any trial that took place. On 8 September, the family filed a request in Paris for a French judicial investigation, which was assigned to investigating judge Olivier Deparis. After being granted civil party status in this investigation on 20 November, Reporters Without Borders urged Deparis to travel to Kazakhstan as soon as possible. “Many aspects of this case are still a mystery and we hope this trial will shed full light on this tragedy,” Reporters Without Borders said. “We also hope the police will continue to search actively for the third man and that the motives of the murderers will be explained in detail. The De Bourges family has a right to know why their 24-year-old son was killed.” News Receive email alerts to go further February 5, 2021 Find out more Help by sharing this information News Reporters prevented from covering Kazakh parliamentary elections KazakhstanEurope – Central Asia News Regional newspaper editor harassed after investigating real estate scandal January 15, 2021 Find out more Kazakh reporter accuses police of attacking her Follow the news on Kazakhstan October 30, 2020 Find out morelast_img read more

Slow Food Limerick and Region continues to thrive

first_imgEmail WhatsApp Facebook Advertisement NewsSlow Food Limerick and Region continues to thriveBy admin – March 19, 2009 713 Linkedincenter_img Print FOLLOWING several successful events already under the belt of the convivium, Slow Food Limerick and Region, with the help and valued assistance  of Padraig Frawley, hosted another excellent evening at the Cornstone Restaurant last week. Sign up for the weekly Limerick Post newsletter Sign Up Savouring the delights of a seafood buffet and Champagne to begin, guests were then treated to a melody of exquisite food throughout  several courses carefully and skillfully prepared by the chefs at the Limerick city restaurant. Pictured below; Laura Ryan (Limerick Co-ordination office), Chris O’Mara, Padraig Frawley, Ellen O’Mahony & Anne Fox. Twitter Previous articleBreak free with ‘Born Free’Next articleIrish beauty advocate for gardens adminlast_img read more

SFR Securitizations Appreciating in Value

first_img November 24, 2015 1,958 Views  Print This Post Sign up for DS News Daily Demand Propels Home Prices Upward 2 days ago Governmental Measures Target Expanded Access to Affordable Housing 2 days ago Kroll Bond Ratings Agency Single-Family Rental Securitizations 2015-11-24 Brian Honea Servicers Navigate the Post-Pandemic World 2 days ago Share Save SFR Securitizations Appreciating in Value Previous: What is the Cost of Delaying the Foreclosure Process? Next: CFPB Receiving Fewer Mortgage-Related Complaints on Ocwen About Author: Brian Honea While the single-borrower single-family rental (SFR) securitizations in Kroll Bond Ratings Agency’s rated universe has seasoned only 10 months on the average, the properties that have securitized are appreciating in value, according to KBRA’s Single-Borrower SFR Comprehensive Monitoring Report.It has been slightly more than two years since the first single-borrower SFR transaction was completed, when Invitation Homes brought a $479.1 million deal to the market backed by rental payments on approximately 3,200 single-family homes in five states in October 2013 (IH 2013-SFR1). The single-borrower SFR securitization market recently passed $13 billion in issuance with its 25th transaction.The 23 transactions in KBRA’s rated universe were issued by eight sponsors that own 157,000 properties; approximately 91,000 of those properties have been securitized and have appreciated by an average of 8.7 percent since the transactions’ respective issuance dates, according to KBRA. The most seasoned transactions experienced the most appreciation; the transaction with the highest level of appreciation was the very first one that was issued, IH 2013-SFR1, with 15.7 percent.Meanwhile, the level of appreciation decreased the later the vintage of the transaction. Collateral included in the transactions that were issued in 2014 has appreciated by an average of 9.8 percent, and that rate slows to 6.1 percent for collateral in transactions issued in 2015, according to KBRA.The Net Cash Flow (NCF) reported by servicers is 4.1 percent on average above the issuer’s underwritten cash flow at the time of securitization, KRBA said. For the seven transactions issued by Invitation Homes and one each issued by Starwood Waypoint Residential (SWAY) and Silver Bay, the NCF was higher than the sponsor’s underwritten figure at securitization; for 13 of the remaining 14 rated transactions, NCF was lower than the sponsor’s underwritten figure at securitization, KBRA reported.“The lower NCF can be attributed to multiple factors including vacancy, which generally trended to more normalized levels; higher than expected expenses; and certain assumptions in a sponsor’s property cash flow analysis that were overly optimistic,” KRBA said. “However, in all cases the net cash flows are well in excess of KBRA’s figures at securitization.”The contractual rent rates, or the rent per property, have increased by 3.4 percent on average across all transactions; the rental rates for transactions with vintages of 2013, 2014, and 2015 increased by 6.1, 4.0, and 2.2 percent, respectively. The transactions issued during those three years rose annually by 3.2, 3.4, and 4.8 percent, respectively; KBRA notes that the rental rate has not declined in any of the transactions since their issuance dates.Tenant retention rates remained low with an average of 76.6 percent across all transactions, while the current vacancy rate of 5.5 percent was reported to have increased for most transactions since issuance.“The low retention rate can generally be attributed to the lack of seasoning and decrease in occupancy from 100.0 percent at issuance to more normalized rate of 95.0 percent as of September 2015,” KBRA said. “(The increase in vacancy rate) was to be expected, as the collateral for many of the securitizations was 100.0 percent occupied at issuance.”Click here to view the complete report. Servicers Navigate the Post-Pandemic World 2 days ago Brian Honea’s writing and editing career spans nearly two decades across many forms of media. He served as sports editor for two suburban newspaper chains in the DFW area and has freelanced for such publications as the Yahoo! Contributor Network, Dallas Home Improvement magazine, and the Dallas Morning News. He has written four non-fiction sports books, the latest of which, The Life of Coach Chuck Curtis, was published by the TCU Press in December 2014. A lifelong Texan, Brian received his master’s degree from Amberton University in Garland. center_img Data Provider Black Knight to Acquire Top of Mind 2 days ago Home / Daily Dose / SFR Securitizations Appreciating in Value in Daily Dose, Featured, News Governmental Measures Target Expanded Access to Affordable Housing 2 days ago Subscribe The Best Markets For Residential Property Investors 2 days ago Tagged with: Kroll Bond Ratings Agency Single-Family Rental Securitizations The Week Ahead: Nearing the Forbearance Exit 2 days ago The Best Markets For Residential Property Investors 2 days ago Demand Propels Home Prices Upward 2 days ago Data Provider Black Knight to Acquire Top of Mind 2 days ago Related Articleslast_img read more

Tenant Cannot Dictate Adequacy Of Space Required By Landlord For Proposed Business Venture: Supreme Court Upholds Summary Eviction Order

first_imgTop StoriesTenant Cannot Dictate Adequacy Of Space Required By Landlord For Proposed Business Venture: Supreme Court Upholds Summary Eviction Order LIVELAW NEWS NETWORK30 Jan 2021 9:05 PMShare This – xA tenant cannot dictate how much space is adequate for the proposed business venture or to suggest that the available space with the landlord will be adequate, the Supreme Court observed while upholding an eviction order passed in favour of an NRI landlord under East Punjab Urban Rent Restriction Act, 1949.In this case, the landlords moved Rent Controller seeking immediate recovery of…Your free access to Live Law has expiredTo read the article, get a premium account.Your Subscription Supports Independent JournalismSubscription starts from ₹ 599+GST (For 6 Months)View PlansPremium account gives you:Unlimited access to Live Law Archives, Weekly/Monthly Digest, Exclusive Notifications, Comments.Reading experience of Ad Free Version, Petition Copies, Judgement/Order Copies.Subscribe NowAlready a subscriber?LoginA tenant cannot dictate how much space is adequate for the proposed business venture or to suggest that the available space with the landlord will be adequate, the Supreme Court observed while upholding an eviction order passed in favour of an NRI landlord under East Punjab Urban Rent Restriction Act, 1949.In this case, the landlords moved Rent Controller seeking immediate recovery of possession of the rented premises by invoking the provisions of Section 13B read with Section 18A of the Act. The landlord claimed that he desires to start the business of sale, purchase and manufacture of furniture and for the proposed business, the property already in possession of the landlord, is insufficient. Rent Controller allowed their petition. Allowing the revision petition filed by tenants, the Punjab and Haryana High Court set aside the eviction order and directed the Rent Controller to decide the case with grant of leave to contest to the tenants.In appeal before the Apex Court, the tenants did not challenge the NRI status of the landlord but they contended  that the space available with the landlord would be adequate for the proposed furniture business and there is no need to seek eviction of the respondents, from their respective shops. In this context, the bench comprising Justices Sanjay Kishan Kaul, Dinesh Maheshwari and Hrishikesh Roy observed:”On the above aspect, it is not for the tenant to dictate how much space is adequate for the proposed business venture or to suggest that the available space with the landlord will be adequate. Insofar as the earlier eviction proceeding, the concerned vacant shops under possession of the landlords were duly disclosed, but the case of the landlord is that the premises/space under their possession is insufficient for the proposed furniture business. On the age aspect, it is seen that the respondents are also senior citizens but that has not affected their desire to continue their business in the tenanted premises. Therefore, age cannot be factored against the landlords in their proposed business.”In this case, the Rent Controller had denied the right to contest to the tenants taking note of the fact the landlord had returned to India and required the premises for his bona fide need. Upholding the summary proceedings under Section 13B for recovery of possession, the bench said:The special procedure for NRI landlord was deliberately designed by the Legislature to speedily secure possession of tenanted premises for bona fide need of the NRI landlords and such legislative intent to confer the right of summary eviction, as a one time measure cannot be frustrated, without strong reason. Having regard to the contentions raised by the tenants to oppose the Section 13B applications, we feel that the tenants have failed to provide adequate reason to secure the right to contest the summary proceedings and they should not be allowed to widen the scope of the limited defense under Section 13B. To fulfil their bona fide requirement, the landlords have availed only one opportunity under the summary procedure of Section 13B and their business requirement is not seriously contested by the tenants. Moreover, the required safeguard measures to prevent misuse of the special provisions are also found to be satisfied and that is why the leave to contest was denied to the tenants.CASE: BALWANT SINGH @ BANT SINGH vs. SUDARSHAN KUMAR [SLP (C) Nos. 10793-10794/2020]CORAM: Justices Sanjay Kishan Kaul, Dinesh Maheshwari and Hrishikesh RoyCOUNSEL: Sr. Adv Neeraj Kumar Jain, Sr. Adv Manoj SwarupCITATION: LL 2021 SC 53Click here to Read/Download OrderNext Storylast_img read more